Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Ive been able to buy things i need to help with my h...

Ive been able to buy things i need to help with my hobbies which is perfect Reviewed on: 20th April 2026

I found it difficult to get a credit card, but 118 s...

I found it difficult to get a credit card, but 118 started me off with a low amount which meant the trust we gave each other and management of my money was crucial to me and they reward you and constantly praise you Reviewed on: 20th April 2026

118 is great

118 has always been very helpful,efficient and easy to deal with .never had any problems great service all the time Reviewed on: 20th April 2026

Very easy application when applying.

Very easy application when applying. Everything is good explained throughout the process. Having it as a virtual card before physical card arrived helped as having it available to use. Having the app makes managing the credit card very easy to manage. Reviewed on: 20th April 2026

All Good, Great Credit Card, Many Thanks

All Good, Great Credit Card, Many Thanks Reviewed on: 20th April 2026

Good service

Always easy to use to speak to customer service Reviewed on: 20th April 2026

AMAZING COMPANY

Never had a problem with 118 118, simple & easy app, great all round Reviewed on: 20th April 2026

Just so easy on the app and great to have for emerge...

Just so easy on the app and great to have for emergencies. They're a very responsible lender too, which is great news Reviewed on: 20th April 2026

Very good service i am very happ

Very good service i am very happ Reviewed on: 20th April 2026

Easy to use app and very good that they keep you pro...

Easy to use app and very good that they keep you properly up to date with notifications Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.72 from 3310 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub