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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,661 reviews, last reviewed 8th Apr 2026
140800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

very good customer service quick resolution good communication Reviewed on: 8th April 2026
amauri fernandes's avatar
amauri fernandes

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2661)

Reliable and Responsible Financial Management

5
I’m organised, reliable and confident managing financial responsibilities. Reviewed on: 28th March 2026
Monica's avatar
Monica

RESPONSIBLE LENDER

5
At last! A credit card provider that is responsible! Reviewed on: 28th March 2026
Amanda N's avatar
Amanda N

great customer service

5
When I need help there is always someone to talk to to help Reviewed on: 28th March 2026
Cerys 's avatar
Cerys

Never had any problems with the service

5
Never had any problems with the service Reviewed on: 28th March 2026
Helen j's avatar
Helen j

LITERALLY THE BEST CREDIT CARD PROVIDER!!!!

5
I’ve found it so easy with 118 the app is straightforward and there is always someone friendly to help with any issues. Reviewed on: 28th March 2026
Phillipa F's avatar
Phillipa F

Excellent provider of the money card

5
Excellent provider of the money card Reviewed on: 28th March 2026
James C's avatar
James C

Great services, fast set up.

5
Great services, fast set up. Good security as you need to wait for you card to come to start using card payments online Reviewed on: 28th March 2026
Jordaan Williams's avatar
Jordaan Williams

Good reliable customer care

5
I ve received support and good customer care as I began my journey with 118118 Money ,it s been the best credit card for me so far! Reviewed on: 28th March 2026
AT's avatar
AT

Great customer service easy to speak to fixed my iss...

5
Great customer service easy to speak to fixed my issue straight away easy app to download and use you no exactly when repayments are due and easy direct debit set up Reviewed on: 28th March 2026
Judith t's avatar
Judith t

Easy to use and work out, app is simple to use strai...

5
Easy to use and work out, app is simple to use straight forward. Reviewed on: 28th March 2026
Leanne h's avatar
Leanne h

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