Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Very easy application when applying.

Very easy application when applying. Everything is good explained throughout the process. Having it as a virtual card before physical card arrived helped as having it available to use. Having the app makes managing the credit card very easy to manage. Reviewed on: 20th April 2026

All Good, Great Credit Card, Many Thanks

All Good, Great Credit Card, Many Thanks Reviewed on: 20th April 2026

Good service

Always easy to use to speak to customer service Reviewed on: 20th April 2026

AMAZING COMPANY

Never had a problem with 118 118, simple & easy app, great all round Reviewed on: 20th April 2026

Just so easy on the app and great to have for emerge...

Just so easy on the app and great to have for emergencies. They're a very responsible lender too, which is great news Reviewed on: 20th April 2026

Very good service i am very happ

Very good service i am very happ Reviewed on: 20th April 2026

Easy to use app and very good that they keep you pro...

Easy to use app and very good that they keep you properly up to date with notifications Reviewed on: 20th April 2026

Always helpful haven't had any problems

Always helpful haven't had any problems Reviewed on: 20th April 2026

I like the information that was sent to me by email.

I like the information that was sent to me by email. Reviewed on: 20th April 2026

Not been with them long but happy so far

Not been with them long but happy so far Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Credit card
from HSBC 3.56 from 129 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub