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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2661 reviews)

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4.86

Based on 2,661 reviews, last reviewed 8th Apr 2026

140800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

very good customer service quick resolution good communication Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2661)

Scam refund

Neededvacrefund on a scam, wasn't happy with reponse. Reviewed on: 28th March 2026

This card is my saviour

It was an easy card to obtain and it has helped me out a lot in daily life. The app is super easy to use and it has all the information I need to keep track of my spending and to see what I have spent and what my credit limit is. I wouldn't be withoutbit Reviewed on: 28th March 2026

The app is easy and good and it's very easy to navig...

The app is easy and good and it's very easy to navigate Reviewed on: 28th March 2026

Simple to use

Simple to use and easy to understand Reviewed on: 28th March 2026

Great 118 card

Helped when needed fast and reliable... never had any problems would highly recommend...Very easy to use Reviewed on: 28th March 2026

It’s really easy to use the app and good credit card...

It’s really easy to use the app and good credit card company Reviewed on: 28th March 2026

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 28th March 2026

Quick and easy application everything in one place

Quick and easy application everything in one place Reviewed on: 28th March 2026

Great service

Applying was really simple, lots of support from live chat and via email if I had any questions. The app is also really handy to use and kerps me on track with spending and payments Reviewed on: 28th March 2026

Easy to use.

Easy to use.Great customer service. Reviewed on: 28th March 2026

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