Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Always helpful haven't had any problems

Always helpful haven't had any problems Reviewed on: 20th April 2026

I like the information that was sent to me by email.

I like the information that was sent to me by email. Reviewed on: 20th April 2026

Not been with them long but happy so far

Not been with them long but happy so far Reviewed on: 20th April 2026

Amazing experience nothing to complain about

Amazing experience nothing to complain about Reviewed on: 20th April 2026

Quick, easy application.

Quick, easy application. Good communication & app simple to use Reviewed on: 20th April 2026

Great for building up your credit rating.

Great for building up your credit rating. Used the card many times for purchases. Customer service is good as well. Reviewed on: 20th April 2026

All good but apr little high, I try not to use my ca...

All good but apr little high, I try not to use my card if I can help it, but had no problems, all good Reviewed on: 20th April 2026

Superb service all round

Very helpful and superb service with moving address after separation and changing details Reviewed on: 20th April 2026

Very good customer services, I have enjoyed the app...

Very good customer services, I have enjoyed the app as it’s quick and easy to use and the direct debit function is great to: Reviewed on: 20th April 2026

It’s was easy to get and the repayments are good...

It’s was easy to get and the repayments are good to Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Credit card
from The Co-operative Bank 3.46 from 35 reviews
Credit card
from PayPal 4.70 from 84 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub