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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2662 reviews)

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4.86

Based on 2,662 reviews, last reviewed 8th Apr 2026

140900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

Easy to use.

Easy to use.Great customer service. Reviewed on: 28th March 2026

Excellent credit card.

Excellent credit card. Very easy to apply for with eligiblity determined before application. All terms and conditions clear and concise. Great customer support during the application and online account set up with all steps clearly explained and the offer of customer support if needed to explain things in more detail. The app is a brilliant way to mange the card, easy to navigate and clearly shows transactions and payments due with the option to make extra payments quickly and easily if required. All in all a great credit building card to help build up a positive credit report Reviewed on: 28th March 2026

Its been absolutely amazing and I have no complaints

Its been absolutely amazing and I have no complaints Reviewed on: 28th March 2026

Its very useful credit card.

Its very useful credit card. Every time helpful. Reviewed on: 28th March 2026

Fair- honest.

Fair- honest. I’m pleased with the service Reviewed on: 28th March 2026

I have a good experience when using the 118 app and...

I have a good experience when using the 118 app and when contacting 118 customer services. Reviewed on: 28th March 2026

You are always there to help and I’m so happy with t...

You are always there to help and I’m so happy with the credit you gave me and it’s easy to pay back and understand and I would recommend anyone in a difficult situation this card helps you and gets your credit up Reviewed on: 28th March 2026

Excellent card provider i settle ir monthly

Excellent card provider i settle ir monthly Reviewed on: 28th March 2026

Great communication without being intrusive.

Great communication without being intrusive. Great rates. Reviewed on: 28th March 2026

All Good

Everything what I expected I get Reviewed on: 28th March 2026

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