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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Amazing experience nothing to complain about

Amazing experience nothing to complain about Reviewed on: 20th April 2026

Quick, easy application.

Quick, easy application. Good communication & app simple to use Reviewed on: 20th April 2026

Great for building up your credit rating.

Great for building up your credit rating. Used the card many times for purchases. Customer service is good as well. Reviewed on: 20th April 2026

All good but apr little high, I try not to use my ca...

All good but apr little high, I try not to use my card if I can help it, but had no problems, all good Reviewed on: 20th April 2026

Superb service all round

Very helpful and superb service with moving address after separation and changing details Reviewed on: 20th April 2026

Very good customer services, I have enjoyed the app...

Very good customer services, I have enjoyed the app as it’s quick and easy to use and the direct debit function is great to: Reviewed on: 20th April 2026

It’s was easy to get and the repayments are good...

It’s was easy to get and the repayments are good to Reviewed on: 20th April 2026

Apr steep

Have had a card for 3 years, the only problem is there Apr is steep. Reviewed on: 20th April 2026

Great service can't fault always helped with my requ...

Great service can't fault always helped with my requirements Reviewed on: 20th April 2026

When it comes to a customer seri can’t say anything...

When it comes to a customer seri can’t say anything because they really answer the phone so quickly and most of them are really nice and very helpful. Reviewed on: 20th April 2026

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