Smart Money People Logo

118 118 Money: Credit card reviews

4.86
Based on 2,662 reviews, last reviewed 8th Apr 2026
140900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026
Roberta T's avatar
Roberta T

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (2662)

Excellent service

5
Easy to use app. Information is up to date and clearly presented. Great customer service inspires confidence. Reviewed on: 27th March 2026

Very user friendly credit card company

5
Very user friendly credit card company Reviewed on: 27th March 2026

Extremely good, I am really happy to using the servi...

5
Extremely good, I am really happy to using the services. Reviewed on: 27th March 2026

Very nice experience with 118 118 money credit card...

5
Very nice experience with 118 118 money credit card I really like it and I will recommend it to my friends. Reviewed on: 27th March 2026

Outstanding

5
The service was very fast and easy to use. Everything was handled quickly and smoothly, making the whole experience really convenient Reviewed on: 27th March 2026

Very good service thank you easy to use

5
Very good service thank you easy to use Reviewed on: 27th March 2026

Easy payment secure card

5
Easy payment secure card , good connection, I recommend to family and friends , but the credit limit it not enough to depend on it therefore I use the other cards , I myself prefer to use one card rather than two or three cards Reviewed on: 27th March 2026

Great experience and highly recommended to my friend...

5
Great experience and highly recommended to my friends and family. Reviewed on: 27th March 2026

Best company, all family loved.

5
Best company, all family loved. I will tell for my all friends Reviewed on: 27th March 2026

good luk

5
always helped me when I needed it Reviewed on: 27th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products