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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great credit limit, apr is kind of high!

5
The apr is high if you’re going to pay over time. The consistent credit limit increases from paying the full balance is exceptional! Reviewed on: 20th April 2026

Easy application good credit amount easy to use the...

5
Easy application good credit amount easy to use the app Reviewed on: 20th April 2026

Simple and straightforward- all rounder good experie...

5
Simple and straightforward- all rounder good experience Reviewed on: 20th April 2026

Easy to use and quick

4
App is very easy to use and able to provide everything I need on the app. Recently had problems with my card for fraud. They acted promptly and resolved it asap. Reviewed on: 20th April 2026

It has been amazing all the way!

5
It has been amazing all the way! Reviewed on: 20th April 2026

118 are brilliant and it's easy to use their app, al...

5
118 are brilliant and it's easy to use their app, all fees are displayed and great for easy access Reviewed on: 20th April 2026

118 is fantastic to have

5
118 is a fantastic card to have very pleased with the support and help that is given when ever you need it Reviewed on: 20th April 2026

Fantastic service really good customer care.

5
Fantastic service really good customer care. Reviewed on: 20th April 2026

Easy application and great customer service when req...

5
Easy application and great customer service when required. Reviewed on: 20th April 2026

Ordered card and arrived in 3 days.

5
Ordered card and arrived in 3 days. Lots of help in the app to keep you updated. Reviewed on: 20th April 2026

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