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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Fantastic service really good customer care.

Fantastic service really good customer care. Reviewed on: 20th April 2026

Easy application and great customer service when req...

Easy application and great customer service when required. Reviewed on: 20th April 2026

Ordered card and arrived in 3 days.

Ordered card and arrived in 3 days. Lots of help in the app to keep you updated. Reviewed on: 20th April 2026

Easy to use app.

Easy to use app. Would recommend to family and friends Reviewed on: 20th April 2026

I have had a great experience, easy to manoeuvre app.

I have had a great experience, easy to manoeuvre app. Reviewed on: 20th April 2026

Great credit card.

Greta credit card. I have no had to speak with customer services at any point, so I cannot really comment on the level of service there. The app is very easy to use but it could benefit from having some more features (my Lloyds app provides lots of information and insights on the app, and everything is in one place). Apart from this, the overall experience I have had from taking the card out, to using it for a number of months has been pretty positive. Their communication to you as a customer is also good. If you are looking for a manageable credit card to build your credit score then I’d recommend this. As long as you manage your balance and payments well, they will adjust your account accordingly. Reviewed on: 20th April 2026

home front needs

Helps meet the home front needs. I used 118 118 when I run out of cash for home needs and for office expenses Reviewed on: 20th April 2026

apps and reminders

Easy to use apps and reminders sent when payments due Reviewed on: 20th April 2026

Reliable and very easy to communicate with

Reliable and very easy to communicate with Reviewed on: 20th April 2026

Amazing service , no delays app work great.

Amazing service , no delays app work great. Reviewed on: 20th April 2026

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