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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2662 reviews)

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4.86

Based on 2,662 reviews, last reviewed 8th Apr 2026

140900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

Easy application

Easy to apply and get an answer all in about 2 minutes Reviewed on: 27th March 2026

118 have been really good not pushing money on you t...

118 have been really good not pushing money on you that you can't afford top rate Reviewed on: 27th March 2026

118 wonderful

I’m a 118 credit card holder and I’ve never had any issues with getting in touch about my account for new card change details statements etc wonderful company to have a credit card with thank you Reviewed on: 27th March 2026

When i needed the help.

When i needed the help. I got it from 118118. Helped me build my credit in a much better place now. Thanks 118118 Reviewed on: 27th March 2026

Great experience

“Proud to have earned 118 reviews from our valued customers. Your trust, support, and feedback continue to drive us to deliver excellence every single day.” Reviewed on: 27th March 2026

Excellent service provided with a previous loan and...

Excellent service provided with a previous loan and current credit card Reviewed on: 27th March 2026

Never had an issue everything is clearly explained.

Never had an issue everything is clearly explained. Reviewed on: 27th March 2026

Good customer service

Good customer service, prompt resolution of suspicious, fraudulent activity Reviewed on: 27th March 2026

I’ve always had good experience with 118 I have no c...

I’ve always had good experience with 118 I have no complaints Reviewed on: 27th March 2026

Very good communication and information on updates

Very good communication and information on updates Reviewed on: 27th March 2026

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