Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2465 reviews)

View other 118 118 Money products

4.86

Based on 2,465 reviews, last reviewed 1st Apr 2026

124200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2465)

Straightforward process and clear information

Straightforward process and clear information Reviewed on: 31st March 2026

Was quick and easy and a massive help

Was quick and easy and a massive help Reviewed on: 31st March 2026

I applied for a credit card and loan and I received...

I applied for a credit card and loan and I received a good customer service. The process was easy to follow and a discission was made quickly. I would and have recommended to family and friends Reviewed on: 31st March 2026

Love 118 118!

Love 118 118! Easy to use, great products and great service would definitely recommend to others to use. Paying is easy, using the card is easy, so what's not to love..........,.......................... Reviewed on: 31st March 2026

Found them to be easy to use and contact

Found them to be easy to use and contact Reviewed on: 31st March 2026

I am using 118 last 4 years and I am very happy with...

I am using 118 last 4 years and I am very happy with the services. Reviewed on: 31st March 2026

118118 card plus points

Simple and clear statements, fixed interest every month so you always know how much credit is left on your account, paying by direct debit is easy and don't have to worry about any payment by dates Reviewed on: 31st March 2026

Great service great help.

Great service great help. Excellent customer and App service Reviewed on: 31st March 2026

Always go the extra mile and alaways informative...

Always go the extra mile and alaways informative They are always ther for you Reviewed on: 31st March 2026

I like this credit card .

I like this credit card . Despicable any problems the team always helped Reviewed on: 31st March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 2719 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub