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118 118 Money: Credit card reviews

4.72
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Excellent Rewards with the 118 118 Credit Card

5
I've had a fantastic experience using the 118 118 credit card. The application process was straightforward and quick, and I appreciated the friendly customer service team. The card offers excellent rewards and cashback options, which make my everyday purchases more beneficial. Additionally, the security features give me peace of mind when shopping online or in-store. Overall, I highly recommend the 118 118 credit card for its convenience, rewards, and reliable support. Reviewed on: 22nd April 2026

Easy to communicate and easy to work with

5
Easy to communicate and easy to work with Reviewed on: 22nd April 2026

Well it is all we need in one card and best services...

5
Well it is all we need in one card and best services are available 24/7 which is so convenience . Reviewed on: 22nd April 2026

I have credit card and is very good experience

5
I have credit card and is very good experience Reviewed on: 22nd April 2026

All good, easy to use and credit limits offered quic...

4
All good, easy to use and credit limits offered quickly through keeping up with payments. Reviewed on: 22nd April 2026

Great service

4
Great service, giving customers the opportunity to build their credit score Reviewed on: 22nd April 2026

Easy to use, transparent and straight forward.

5
Easy to use, transparent and straight forward. Reviewed on: 22nd April 2026

Great provider

5
Great. Affordable. Good credit limits Reviewed on: 22nd April 2026

Great company

5
Since I’ve been with 118 they have provided a good service regarding any service I need help with or regarding my account. I would definitely recommend 118 money to friends and family to try as it’s a good company. Reviewed on: 22nd April 2026

Always been ok even when missed payment

5
Always been ok even when missed payment Reviewed on: 22nd April 2026

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