Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,634 reviews, last reviewed 8th May 2026
402000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026
Martyn Cooper's avatar
Martyn Cooper

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5634)

Positive experience

5
My experience with 118 has been great, they carefully set credit limits they ask before they increase your limit Reviewed on: 22nd April 2026

Easy and quick to apply, I use it for online shoppin...

5
Easy and quick to apply, I use it for online shopping without any problems. Reviewed on: 22nd April 2026

Good credit card company with competitive interest r...

5
Good credit card company with competitive interest rates Reviewed on: 22nd April 2026

A good card and company, although it would be nice i...

4
A good card and company, although it would be nice if they offered longer term customers a better interest rate and 0% interest periods. Reviewed on: 21st April 2026

It ok,it just that there interest is too high

3
It ok,it just that there interest is too high Reviewed on: 21st April 2026

Very satisfied very helpful there when i needed it

5
Very satisfied very helpful there when i needed it Reviewed on: 21st April 2026

A great all round service, very helpful

5
A great all round service, very helpful Reviewed on: 21st April 2026

Very helpful and great experience

5
Very helpful and great experience Reviewed on: 21st April 2026

Absolutely love the service and support

5
Absolutely love the service and support Reviewed on: 21st April 2026

Unfortunately whilst travelling for a year I was una...

5
Unfortunately whilst travelling for a year I was unable to access the app and no one at 118 was able to resolve this Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products