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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,465 reviews, last reviewed 1st Apr 2026
124200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026
Benson W's avatar
Benson W

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2465)

They Listen They Help

5
I have found 118 118 very easy to talk to they listen then offer a solution, it makes a nice change to speak to a human rather than with a bot Reviewed on: 31st March 2026
Mr R's avatar
Mr R

Service very good service and customer care

5
Service very good service and customer care Reviewed on: 31st March 2026
Kevin O's avatar
Kevin O

Best customer service

5
I have really enjoyed been with 118 118 since last year Reviewed on: 31st March 2026
Clare G's avatar
Clare G

Well been good so far no problems

4
Well been good so far no problems Reviewed on: 31st March 2026
JAY G's avatar
JAY G

Quick and easy

5
I have never had any problems with my card also I always used my app for any information I need Reviewed on: 31st March 2026
Tina g's avatar
Tina g

Best credit card provider ever!

5
I’ve had a really good experience with the 118 118 Money credit card so far. The application process was quick and straightforward, and I got accepted without any hassle, which was a big plus for me. The app is easy to use and makes it simple to keep track of my spending and payments. I also like how clear everything is—there aren’t loads of hidden fees or confusing terms, so it’s easy to stay on top of things. It’s been especially helpful for improving my credit score, as long as I pay it off on time each month. Customer service has also been reliable whenever I’ve needed help. Overall, I’d definitely recommend this card to anyone looking to build or improve their credit, as long as you use it responsibly. Reviewed on: 31st March 2026
Ro's avatar
Ro

Very easy manage your account and give you chance in...

5
Very easy manage your account and give you chance increase your limit Reviewed on: 31st March 2026
Kamran m's avatar
Kamran m

No Faults, No Worries, Simply Amazing!

5
Being a 118 customer, I have loved being a part! Your money is easy to understand, the customer service is amazing and I don't have to worry about my finances anymore. Would highly recommend to anyone looking for a credit lender! Reviewed on: 31st March 2026
Zoe Whittaker (WhittMonk)'s avatar
Zoe Whittaker (WhittMonk)

Excellent customer service, any problems you have ar...

5
Excellent customer service, any problems you have are sorted out straight away. Reviewed on: 31st March 2026
Amanda M's avatar
Amanda M

Very quick response.

4
Very quick response. I recommend 118 Reviewed on: 31st March 2026
Lasith's avatar
Lasith

Review 118 118 Money: Credit card now

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