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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,466 reviews, last reviewed 2nd Apr 2026
124300% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Very easy to deal with Very easy to deal with, friendly, professional, helpful Reviewed on: 2nd April 2026
Karl Roberts's avatar
Karl Roberts

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2466)

Very quick response.

4
Very quick response. I recommend 118 Reviewed on: 31st March 2026
Lasith's avatar
Lasith

Straightforward and accessible, enjoy the humour

5
Straightforward and accessible, enjoy the humour Reviewed on: 31st March 2026
Jacqueline S's avatar
Jacqueline S

Friendly

5
Very friendly and helpful staff. App is really easy to use Reviewed on: 31st March 2026
Kevin's avatar
Kevin

Very helpful & professional staff.

5
Very helpful & professional staff, answered all questions promptly. Excellent rates & service. Highly recommended. Reviewed on: 31st March 2026
Nigel Richmond 's avatar
Nigel Richmond

The online chat feature was very good when I had a q...

5
The online chat feature was very good when I had a query. My query got answered and resolves quickly. I don't recall a time needing to call customer service but that just goes to show the live chat done the job perfectly. Reviewed on: 31st March 2026
Sonya L's avatar
Sonya L

They help me to build my credit score,very pleased

5
They help me to build my credit score,very pleased Reviewed on: 31st March 2026
MRS D's avatar
MRS D

Dariusz Ruszel

5
To high interest.................. Reviewed on: 31st March 2026
Dariusz R's avatar
Dariusz R

Great little help

5
Excellent card provider helps me out between pay days Reviewed on: 31st March 2026
Robert W's avatar
Robert W

Brilliant good card to get your credit back on top

4
Brilliant good card to get your credit back on top Reviewed on: 31st March 2026
Lee Mc's avatar
Lee Mc

Excellent service and super happy with my experience...

5
Excellent service and super happy with my experience all round with 118. The app is easy, log in is easy and the use of the card is excellent Reviewed on: 31st March 2026
Calpurnia B's avatar
Calpurnia B

Review 118 118 Money: Credit card now

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