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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great Customer Support and best fees.

Great Customer Support and best fees. Reviewed on: 20th April 2026

All good.

Easy to set up. App works very well.No problems. Reviewed on: 20th April 2026

I have had no issues with 118 118 money

I have had no issues with 118 118 money Reviewed on: 20th April 2026

118 money is the best credit card I hold

118 money is the best credit card I hold Reviewed on: 20th April 2026

118 was the only provider that would loan to me.

118 was the only provider that would loan to me. Since I started I have had an increase and like using the app to check my spend Reviewed on: 20th April 2026

Helpful support and clear terms

What I appreciate most about 118Money is the transparency. Everything from the interest rates to the payment dates is clearly explained. Reviewed on: 20th April 2026

Increasing limit is good.

Increasing limit is good. It is good that 118 does this. Reviewed on: 20th April 2026

It was a fabulous experience when it was needed the...

It was a fabulous experience when it was needed the most. I had an accident and looking to pay the balance on my credit card and it helped me keep the expenses going. I would most appreciate if some interest free period is offered without any fees applicable on balance transfers. Reviewed on: 20th April 2026

The interest rate is very high

The interest rate is very high but overall good experience. Reviewed on: 20th April 2026

Just really easy from start to finish!

Just really easy from start to finish! Great customer service and app super easy to use! Reviewed on: 20th April 2026

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