Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

118 money is the best credit card I hold

118 money is the best credit card I hold Reviewed on: 20th April 2026

118 was the only provider that would loan to me.

118 was the only provider that would loan to me. Since I started I have had an increase and like using the app to check my spend Reviewed on: 20th April 2026

Helpful support and clear terms

What I appreciate most about 118Money is the transparency. Everything from the interest rates to the payment dates is clearly explained. Reviewed on: 20th April 2026

Increasing limit is good.

Increasing limit is good. It is good that 118 does this. Reviewed on: 20th April 2026

It was a fabulous experience when it was needed the...

It was a fabulous experience when it was needed the most. I had an accident and looking to pay the balance on my credit card and it helped me keep the expenses going. I would most appreciate if some interest free period is offered without any fees applicable on balance transfers. Reviewed on: 20th April 2026

The interest rate is very high

The interest rate is very high but overall good experience. Reviewed on: 20th April 2026

Just really easy from start to finish!

Just really easy from start to finish! Great customer service and app super easy to use! Reviewed on: 20th April 2026

Very good have had no problems so far with the cc.

Bery good have had no problems so far with the cc. Will be leaving a review for lones then too. Reviewed on: 20th April 2026

Really great company, keep you informed, app easy to...

Really great company, keep you informed, app easy to use, overall brilliant company 5* Reviewed on: 20th April 2026

World class app

Love the app. Easy to use and reliable and any questions or queries always sorted promptly Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.21 from 162 reviews
Credit card
from Post Office 3.49 from 116 reviews
Credit card
from ASDA Money 3.27 from 111 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub