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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very good have had no problems so far with the cc.

5
Bery good have had no problems so far with the cc. Will be leaving a review for lones then too. Reviewed on: 20th April 2026

Really great company, keep you informed, app easy to...

5
Really great company, keep you informed, app easy to use, overall brilliant company 5* Reviewed on: 20th April 2026

World class app

5
Love the app. Easy to use and reliable and any questions or queries always sorted promptly Reviewed on: 20th April 2026

Wonderful service by the name you can trust recommen...

5
Wonderful service by the name you can trust recommend by all. Reviewed on: 20th April 2026

Starting credit bit low don’t seem to review

4
Starting credit bit low don’t seem to review Reviewed on: 20th April 2026

I have had a credit card with these for a bit now al...

5
I have had a credit card with these for a bit now allways helpful and polite and if you are struggling to make payments they allways help you out Reviewed on: 20th April 2026

Very good experience easy to use

5
Very good experience easy to use Reviewed on: 20th April 2026

Its really easy to keep track of spending with the...

5
Its really easy to keep track of spending with the app Reviewed on: 20th April 2026

Excellent company and service.

5
Excellent company and service. Would not look anywhere else in future. Have both card and loan with them. Reviewed on: 20th April 2026

Credit card easy to use never had any issues, good...

5
Credit card easy to use never had any issues, good security in place. App is easy to use and very informative. Reviewed on: 20th April 2026

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