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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great 118118

5
I just love having this for back up if you need anything Reviewed on: 20th April 2026

Fantastic

5
Fantastic service quick and easy Reviewed on: 20th April 2026

Card increase

5
Had no trouble getting a card and getting an increase Reviewed on: 20th April 2026

Good for credit building reqlly like the easy to use...

5
Good for credit building reqlly like the easy to use app Reviewed on: 20th April 2026

Super helpful and understanding always at the end of...

5
Super helpful and understanding always at the end of the phone for any questions Reviewed on: 20th April 2026

Good service, easy to use, would highly recommend

5
Good service, easy to use, would highly recommend Reviewed on: 20th April 2026

Good credit card with responsible ethics.

5
Good credit card. Tries to help reduce interest and seems a responsible lender unlike others. Reviewed on: 20th April 2026

Fast reliable efficient competitive

5
Fast reliable efficient competitive Reviewed on: 20th April 2026

Very good customer service Excellent card great value

5
Very good customer service Excellent card great value Reviewed on: 20th April 2026

Fast payment & good customer service & good rates

5
Fast payment & good customer service & good rates Reviewed on: 20th April 2026

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