Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Good for credit building reqlly like the easy to use...

Good for credit building reqlly like the easy to use app Reviewed on: 20th April 2026

Super helpful and understanding always at the end of...

Super helpful and understanding always at the end of the phone for any questions Reviewed on: 20th April 2026

Good service, easy to use, would highly recommend

Good service, easy to use, would highly recommend Reviewed on: 20th April 2026

Good credit card with responsible ethics.

Good credit card. Tries to help reduce interest and seems a responsible lender unlike others. Reviewed on: 20th April 2026

Fast reliable efficient competitive

Fast reliable efficient competitive Reviewed on: 20th April 2026

Very good customer service Excellent card great value

Very good customer service Excellent card great value Reviewed on: 20th April 2026

Fast payment & good customer service & good rates

Fast payment & good customer service & good rates Reviewed on: 20th April 2026

Easy to use, clear information and interface

Easy to use, clear information and interface Reviewed on: 20th April 2026

Experience with 118

The experience has been straightforward and easy Reviewed on: 20th April 2026

customer service .

I think the alerts you get when near your limit is a good thing they answer questions promptly on there app, being able to pay on top of monthly payment is a good idea Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub