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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy to use, clear information and interface

Easy to use, clear information and interface Reviewed on: 20th April 2026

Experience with 118

The experience has been straightforward and easy Reviewed on: 20th April 2026

customer service .

I think the alerts you get when near your limit is a good thing they answer questions promptly on there app, being able to pay on top of monthly payment is a good idea Reviewed on: 20th April 2026

The ease of you use of the app and clear...

The ease of you use of the app and clear statements Reviewed on: 20th April 2026

Great customer service and good rates.

Great customer service and good rates. Had my card about 5 years and highly recommend Reviewed on: 20th April 2026

Satisfied customer

I have been a customer for 4 years and I have not had any problems, so still absolutely satisfied with 118 Reviewed on: 20th April 2026

Very good.

Very good. Very helpful and always available Reviewed on: 20th April 2026

Fantastic service goes beyond needs

Fantastic service goes beyond needs Reviewed on: 20th April 2026

Get fines and letters saying in default regularly bu...

Get fines and letters saying in default regularly but account on line is showing ok Reviewed on: 20th April 2026

Great card with added benefits.

Great card with added benefits. Very friendly customer service. Reviewed on: 20th April 2026

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