Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

The ease of you use of the app and clear...

The ease of you use of the app and clear statements Reviewed on: 20th April 2026

Great customer service and good rates.

Great customer service and good rates. Had my card about 5 years and highly recommend Reviewed on: 20th April 2026

Satisfied customer

I have been a customer for 4 years and I have not had any problems, so still absolutely satisfied with 118 Reviewed on: 20th April 2026

Very good.

Very good. Very helpful and always available Reviewed on: 20th April 2026

Fantastic service goes beyond needs

Fantastic service goes beyond needs Reviewed on: 20th April 2026

Get fines and letters saying in default regularly bu...

Get fines and letters saying in default regularly but account on line is showing ok Reviewed on: 20th April 2026

Great card with added benefits.

Great card with added benefits. Very friendly customer service. Reviewed on: 20th April 2026

So far so good 118%!

So far so good the app has improved as well Reviewed on: 20th April 2026

Online chat is really effective, AI answers most que...

Online chat is really effective, AI answers most questions but it is quick to transfer you to a real person if required. Also find that 118 are great communicators , they don't harass you but have just enough to remind you about certain aspects. Reviewed on: 20th April 2026

Good communication, and updates.

Good communication, and updates. Keeps me informed if I get near my limit Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub