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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

So far so good 118%!

So far so good the app has improved as well Reviewed on: 20th April 2026

Online chat is really effective, AI answers most que...

Online chat is really effective, AI answers most questions but it is quick to transfer you to a real person if required. Also find that 118 are great communicators , they don't harass you but have just enough to remind you about certain aspects. Reviewed on: 20th April 2026

Good communication, and updates.

Good communication, and updates. Keeps me informed if I get near my limit Reviewed on: 20th April 2026

Easy to use interface, great customer service when r...

Easy to use interface, great customer service when required. ....................................... Reviewed on: 20th April 2026

I have a credit card & a personal loan , I have alwa...

I have a credit card & a personal loan , I have always had very good service if I have had to ring customer service. Reviewed on: 20th April 2026

Excellent if a little expensive good for limit incrr...

Excellent if a little expensive good for limit incrrases Reviewed on: 20th April 2026

High Apr.

High Apr. If an account is kept in good order I'd like to see the Apr reduced. Proven less risk should have a reward Reviewed on: 20th April 2026

Very good.

Very good. Was looking to build my credit score and 118 was fair and gave steady manageable increases Reviewed on: 20th April 2026

Good experience

A very good application…No high fees…I was approved for 250 and after 6 months it made me 1150…I will recommend it to all my friends Reviewed on: 20th April 2026

Always helpful great service understandable

Always helpful great service understandable Reviewed on: 20th April 2026

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