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118 118 Money: Credit card reviews

4.86
Based on 3,196 reviews, last reviewed 12th Apr 2026
187900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Useful bit of plastic. Since having the card, it has been useful and easy to manage, everything I need in a cresit card. Reviewed on: 12th April 2026
George C's avatar
George C

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3196)

I’ve had a great experience with this credit card pr...

5
I’ve had a great experience with this credit card provider. The application was quick and straightforward, and the app makes it easy to manage my spending. Customer service has been helpful, and everything is clear with no hidden surprises. Overall, a reliable provider I’d definitely recommend. Reviewed on: 30th March 2026

Card does what it needs to, however app seems to lac...

4
Card does what it needs to, however app seems to lack some functionality. Reviewed on: 30th March 2026

Service is good but interest rate is high

3
Service is good but interest rate is high Reviewed on: 30th March 2026

Keep me updated.

4
Keep me updated. Customer service is very good Reviewed on: 30th March 2026

A very simple way to get your credit card,hassle free

5
A very simple way to get your credit card,hassle free with an easy set up process Reviewed on: 30th March 2026

Great 118

5
I have been a 118 customer for 6 years and they are very professional, helpful, keep you informed and the 118 App easy to use the best credit card company I have used. Reviewed on: 30th March 2026

It was great experience.

5
It was great experience to use this app. Balance transactions everything is good. Not forcing too much if sometimes a person miss the payment. But in that’s process we don’t need to miss the payments and Apr rate is also very low Reviewed on: 30th March 2026

Very happy with service...

5
I have been with 118 118 money for a few years im happy with the service Reviewed on: 30th March 2026

Easy to set up and use great experience, loads of o...

5
Easy to set up and use great experience, loads of offers Reviewed on: 30th March 2026

It was very quick and easy when I applied and the ca...

5
It was very quick and easy when I applied and the card was delivered exactly the duration tha was given. Reviewed on: 30th March 2026

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