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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Using 118 118 credit card is a fabulous experience t...

Using 118 118 credit card is a fabulous experience to me Reviewed on: 20th April 2026

Great experience so far.

Great experience so far as a 118 118 customer having only joined a few months ago. Reviewed on: 20th April 2026

Been helpful every time I have needed assistance wit...

Been helpful every time I have needed assistance with any issues.Quick and polite on the phone with knowledgeable staff Reviewed on: 20th April 2026

Quick & easy.

Quick & easy. Simple. Why bother going elsewhere when 118 188 Money is so quick, easy and simple. Reviewed on: 20th April 2026

Good company good communications

Good company good communications Reviewed on: 20th April 2026

118118 Responsible Lenders

118118 Have been a godsend lifeline for somebody with a poor credit rating, They are constantly in contact with you, they will offer you deals, reduced balance transfer options and balance increases but only if they feel your borrowing responsibly, If not this gets retracted as they are always looking out for your best interests and will work with you to help you improve your credit score, I love them and am happy to work with them, they are my No 1 go to creditcard, thank you. Reviewed on: 20th April 2026

Fantastic service couldn’t fault the service at all

Fantastic service couldn’t fault the service at all Reviewed on: 20th April 2026

Good builder accounts

Goid builder account and helped limit increase Reviewed on: 20th April 2026

Great service

I have had really good communication from 118, I was accepted fast and it saved me when I needed money the most I was also able to get out of debt. Reviewed on: 20th April 2026

118 the smart way!!

118 118 is a very good credit card with great customer support and the app is very easy to use. Reviewed on: 20th April 2026

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