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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

Easy to use interface, great customer service when r...

5
Easy to use interface, great customer service when required. ....................................... Reviewed on: 20th April 2026
Ben b's avatar
Ben b

I have a credit card & a personal loan , I have alwa...

5
I have a credit card & a personal loan , I have always had very good service if I have had to ring customer service. Reviewed on: 20th April 2026
Michelle Roddis's avatar
Michelle Roddis

Excellent if a little expensive good for limit incrr...

5
Excellent if a little expensive good for limit incrrases Reviewed on: 20th April 2026
Bob S's avatar
Bob S

High Apr.

4
High Apr. If an account is kept in good order I'd like to see the Apr reduced. Proven less risk should have a reward Reviewed on: 20th April 2026
MR M Dunn 's avatar
MR M Dunn

Very good.

5
Very good. Was looking to build my credit score and 118 was fair and gave steady manageable increases Reviewed on: 20th April 2026
Jamie D's avatar
Jamie D

Good experience

5
A very good application…No high fees…I was approved for 250 and after 6 months it made me 1150…I will recommend it to all my friends Reviewed on: 20th April 2026
Ioan F's avatar
Ioan F

Always helpful great service understandable

5
Always helpful great service understandable Reviewed on: 20th April 2026
Charmaine Payne's avatar
Charmaine Payne

Using 118 118 credit card is a fabulous experience t...

5
Using 118 118 credit card is a fabulous experience to me Reviewed on: 20th April 2026
Sahil chahal's avatar
Sahil chahal

Great experience so far.

5
Great experience so far as a 118 118 customer having only joined a few months ago. Reviewed on: 20th April 2026
Claire S's avatar
Claire S

Been helpful every time I have needed assistance wit...

5
Been helpful every time I have needed assistance with any issues.Quick and polite on the phone with knowledgeable staff Reviewed on: 20th April 2026
Darren H's avatar
Darren H

Review 118 118 Money: Credit card now

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