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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy to manage and transparent charged

Easy to manage and transparent charged Reviewed on: 20th April 2026

Great credit card to have, keeps you honest about yo...

Great credit card to have, keeps you honest about your spending Reviewed on: 20th April 2026

Best way to manage my money

Easy app to use. Great customer service Reviewed on: 20th April 2026

My experience has been absolutely amazing with 11811...

My experience has been absolutely amazing with 118118 from start to finish ease of access and very helpful app to use in every step.i would recommend 118118 to anyone / everyone Reviewed on: 20th April 2026

I’ve had a really positive experience with the 118 1...

I’ve had a really positive experience with the 118 118 Money credit card so far.The application process was straightforward, and I got accepted when other providers had turned me down, which was a big relief. The card itself is simple and easy to manage, with a clear app and no confusing fees to worry about. I especially like that there’s no annual fee and no foreign transaction charges, which makes it practical for everyday use and even when travelling.Customer service has been responsive and helpful whenever I’ve needed support, and everything has worked smoothly from day one. It’s also been a great tool for rebuilding my credit score as long as you stay on top of payments, it does exactly what it’s meant to do.Overall, it’s a reliable, no nonsense credit card that delivers on its promise. Highly recommended for anyone looking to build or improve their credit.If you can get one definitely go for this one. Reviewed on: 20th April 2026

Great customer service.

Great customer service. Easy to use application Reviewed on: 20th April 2026

Everything just runs smoothly, never any issues with...

Everything just runs smoothly, never any issues with the app, help is always there to Reviewed on: 20th April 2026

Very good easy to monitor spending

Very good easy to monitor spending, and keep upto date with payments. Enough information for any questions you may have. Reviewed on: 20th April 2026

Able to go ahead in dealing with our needs

Fast , reliable and excellent service or communication. Reviewed on: 20th April 2026

Easy to use, was able to assist me in the...

Easy to use, was able to assist me in the times of need Reviewed on: 20th April 2026

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