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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Reliable and supportive team , they provide a fair s...

5
Reliable and supportive team , they provide a fair service and happy to support if you have questions Reviewed on: 20th April 2026

Excellent service fast delivery easy to apply for

5
Excellent service fast delivery easy to apply for Reviewed on: 20th April 2026

I haven’t spoken to anyone or been of needed assista...

5
I haven’t spoken to anyone or been of needed assistance however the communication is fabulous Reviewed on: 20th April 2026

They been very good to me very helpful on purchases.

5
They been very good to me very helpful on purchases. Reviewed on: 20th April 2026

Very good service.

5
Very good service. Website very easy to use Reviewed on: 20th April 2026

Number 1 card for me

5
Always there when I need it with a quick and easy application Reviewed on: 20th April 2026

Apr is slightly high.

5
Apr is slightly high. Overall simple to use and pay on the app Reviewed on: 20th April 2026

Good performance

4
Good experience and a well deserved Reviewed on: 20th April 2026

Helpful and good at increasing limits when due Enc...

5
Helpful and good at increasing limits when due Encouraging texts with lots of information. Good all round Reviewed on: 20th April 2026

FREE MONAIII

5
118 is very useful, their customer service team responds on time too. Reviewed on: 20th April 2026

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