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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent service

I’ve had a really positive experience with 118 118 Money. The application process was straightforward and didn’t take long at all, which was a huge plus. I appreciated how clearly everything was explained upfront—there were no hidden surprises when it came to interest rates or repayment terms. What stood out most was how accessible the service is, especially for people who might not have a perfect credit history. It feels like they genuinely try to offer fair opportunities while still promoting responsible borrowing. Customer service has also been reliable whenever I’ve needed help or had questions. Responses were prompt and helpful, which made managing my account much less stressful Reviewed on: 20th April 2026

Very easy card to get and a good credit limit...

Very easy card to get and a good credit limit Reviewed on: 20th April 2026

It was excellent service you are providing people li...

It was excellent service you are providing people like me. Reviewed on: 20th April 2026

118 118 credit card

Whenever I have contacted 118 118 money the customer service team have been extremely helpful in dealing with my issues. However, the rate they charge is a little high if you do not pay it off at the end of each month. But it is good card to have in your pocket. Reviewed on: 20th April 2026

118 118 helps mw balance my money and savings

118 118 helps mw balance my money and savings Reviewed on: 20th April 2026

118 has been simple an easy.

118 has been simple an easy. Notifications all the time to remind of upcoming payments. Quality credit card company Reviewed on: 20th April 2026

very easy to apply , sensible interest rates easy to...

very easy to apply , sensible interest rates easy to use app , Reviewed on: 20th April 2026

Great customer service and helpful

Great customer service and helpful Reviewed on: 20th April 2026

Excellent

Haven’t had an issue and all good since the beginning until now. Very pleased Reviewed on: 20th April 2026

Flawless app

Ive had my card a few months now, with zero issues. The app is extremely easy to use. Reviewed on: 20th April 2026

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