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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

They been very good to me very helpful on purchases.

They been very good to me very helpful on purchases. Reviewed on: 20th April 2026

Very good service.

Very good service. Website very easy to use Reviewed on: 20th April 2026

Number 1 card for me

Always there when I need it with a quick and easy application Reviewed on: 20th April 2026

Apr is slightly high.

Apr is slightly high. Overall simple to use and pay on the app Reviewed on: 20th April 2026

Good performance

Good experience and a well deserved Reviewed on: 20th April 2026

Helpful and good at increasing limits when due Enc...

Helpful and good at increasing limits when due Encouraging texts with lots of information. Good all round Reviewed on: 20th April 2026

FREE MONAIII

118 is very useful, their customer service team responds on time too. Reviewed on: 20th April 2026

Excellent service

I’ve had a really positive experience with 118 118 Money. The application process was straightforward and didn’t take long at all, which was a huge plus. I appreciated how clearly everything was explained upfront—there were no hidden surprises when it came to interest rates or repayment terms. What stood out most was how accessible the service is, especially for people who might not have a perfect credit history. It feels like they genuinely try to offer fair opportunities while still promoting responsible borrowing. Customer service has also been reliable whenever I’ve needed help or had questions. Responses were prompt and helpful, which made managing my account much less stressful Reviewed on: 20th April 2026

Very easy card to get and a good credit limit...

Very easy card to get and a good credit limit Reviewed on: 20th April 2026

It was excellent service you are providing people li...

It was excellent service you are providing people like me. Reviewed on: 20th April 2026

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