Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

118 118 credit card

Whenever I have contacted 118 118 money the customer service team have been extremely helpful in dealing with my issues. However, the rate they charge is a little high if you do not pay it off at the end of each month. But it is good card to have in your pocket. Reviewed on: 20th April 2026

118 118 helps mw balance my money and savings

118 118 helps mw balance my money and savings Reviewed on: 20th April 2026

118 has been simple an easy.

118 has been simple an easy. Notifications all the time to remind of upcoming payments. Quality credit card company Reviewed on: 20th April 2026

very easy to apply , sensible interest rates easy to...

very easy to apply , sensible interest rates easy to use app , Reviewed on: 20th April 2026

Great customer service and helpful

Great customer service and helpful Reviewed on: 20th April 2026

Excellent

Haven’t had an issue and all good since the beginning until now. Very pleased Reviewed on: 20th April 2026

Flawless app

Ive had my card a few months now, with zero issues. The app is extremely easy to use. Reviewed on: 20th April 2026

Easy to talk too and the app is simple to...

Easy to talk too and the app is simple to use Reviewed on: 20th April 2026

Spot on no hassles easy to use , app so...

Spot on no hassles easy to use , app so easy as well Reviewed on: 20th April 2026

App is very easy to use and up to...

App is very easy to use and up to date all ways Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub