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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2471 reviews)

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4.86

Based on 2,471 reviews, last reviewed 2nd Apr 2026

124700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Well-designed app I think the app is well-designed so that I can access my transaction history easily. Also, it is simple to manage my direct debit and other card manag... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2471)

they are always happy to help and i like the sports...

they are always happy to help and i like the sports suits Reviewed on: 15th April 2025

Overall easy process of applying and great aftercare.

Overall easy process of applying and great aftercare. Reviewed on: 15th April 2025

Great service and understanding and there to listen...

Great service and understanding and there to listen to you 100% Reviewed on: 15th April 2025

Great credit card

Great credit card and company to deal with. Respond quickly to queries Reviewed on: 15th April 2025

Haven't had any issues with this card/company

Haven't had any issues with this card/company Reviewed on: 15th April 2025

Great overall experience!

Great overall experience! 5 star service! Great value for money! Highly recommend! Fantastic credit card to help build your credit score! Reviewed on: 15th April 2025

118 are great only provider to help me get credit...

118 are great only provider to help me get credit Reviewed on: 15th April 2025

I have been using for the last 4 years and it’s alwa...

I have been using for the last 4 years and it’s always been amazing Reviewed on: 15th April 2025

118 money experience

I've had issues in the past with credit but 118 money were thorough and sympathetic to my plight as not all the problems were my doing. The process was quick simple and easy. 100% recommend. Reviewed on: 15th April 2025

I'm 118 we trust

A trusted and informative provider of credit to those who may struggle to obtain credit or just a foot on the ladder elsewhere. Reviewed on: 15th April 2025

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