Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2470 reviews)

View other 118 118 Money products

4.86

Based on 2,470 reviews, last reviewed 2nd Apr 2026

124600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good service provider, value for money Good service provider, value for money Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2470)

118 118 has been fantastic for me, easy application...

118 118 has been fantastic for me, easy application and frequently reviewed for credit limits. Although I feel sometimes they should include a loan option instead of just increasing limits. Reviewed on: 15th April 2025

You guys are doing great things for your customers

You guys are doing great things for your customers Reviewed on: 15th April 2025

Never problem, all straight forward

Never problem, all straight forward Reviewed on: 15th April 2025

118118 Money credit card is great, good management o...

118118 Money credit card is great, good management of limits and don’t let you get trapped, only thing that would be better is if payments credited immediately rather than 24hrs Reviewed on: 15th April 2025

They are so helpful and their customer service is ex...

They are so helpful and their customer service is excellent so helpful nothing was to much trouble they have helped me so much Reviewed on: 15th April 2025

Got a loan and paid within 2 minutes into account...

Got a loan and paid within 2 minutes into account Reviewed on: 15th April 2025

Easy to manage

All information is straight forward, easy to understand Reviewed on: 15th April 2025

A great credit card.

A great credit card. Very easy to use. Reviewed on: 15th April 2025

Very good customer service im so happy with

Very good customer service im so happy with Reviewed on: 15th April 2025

Only had card for 8 months but good

Only had card for 8 months but good Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.56 from 6 reviews
Credit card
from first direct 4.13 from 26 reviews
Charge Card
from American Express 4.05 from 24 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 2726 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub