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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very easy to deal with Great card experience

5
Very easy to deal with Great customer care Reviewed on: 20th April 2026

very happy with service quick delivery off card

5
very happy with service quick delivery off card Reviewed on: 20th April 2026

Very easy, very helpful, streamlined process and hel...

5
Very easy, very helpful, streamlined process and help all the way Reviewed on: 20th April 2026

Fab company - easy and simple to set up.

5
Fab company - easy and simple to set up. App makes managing my finances and payments very easily. Highly recommend. Reviewed on: 20th April 2026

Overall good company woth helpful products and staff

5
I feel staff most of the time are helpful but it's a lottery if you get that person with the knowledge. In regards to value for money, the company could bring in lower rates.of APR for long term customers. Apart from that I have had a great experience over the years and they have helped so much. Thanks :-) Reviewed on: 20th April 2026

I had a scam order of a Airfryer which was never del...

5
I had a scam order of a Airfryer which was never delivered, I was quickly refunded. Reviewed on: 20th April 2026

Fantastic service, whenever help is needed someone a...

5
Fantastic service, whenever help is needed someone always helps Reviewed on: 20th April 2026

Great all round

5
Good rates and good communication. App is great to use. Reviewed on: 20th April 2026

Fast easy to use and quick decision

5
Fast easy to use and quick decision Reviewed on: 20th April 2026

Always helpful and good with all enquiries

5
Always helpful and good with all enquiries Reviewed on: 20th April 2026

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