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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

I haven't had much interaction with customer service...

I haven't had much interaction with customer service, but I get messages all the time maybe a little too much of repeated messages. Reviewed on: 20th April 2026

Easy to use app

The app is easy to move around and find what I am looking for, along with keeping on top of payments both in and out of the account. Reviewed on: 20th April 2026

Love 118 118 Money

I just find I know where I stand with my credit card provider and am never issued with any unexpected charges or fees. Knowing how to use my credit card and what’s due when means I can always budget well monthly. Contacting them, if needed, is straightforward, and the advisors are friendly, knowledgeable, and helpful. Reviewed on: 20th April 2026

Great company easy app to use and to make payments...

Great company easy app to use and to make payments Reviewed on: 20th April 2026

Fair and transparant

It is a fair and transparant. The advance notifications of payment are good, as is the App Reviewed on: 20th April 2026

Good to have when you in a emergency

Good to have when you in a emergency Reviewed on: 20th April 2026

Very good and helpful.

Very good and helpful. Would highly recommend to any one. Reviewed on: 20th April 2026

118118 credit card is an active, personal money manager

118118 credit card is an active, personal money manager always engaging. Reviewed on: 20th April 2026

They have help me while I was on holiday loved it .

They have help me while I was on holiday loved it .when got home after spending all money and more I hard my card to help me recover until next pay day Reviewed on: 20th April 2026

Really easy to understand and use and great app!

Really easy to understand and use and great app that is very easy to use. Customer support are very helpful and quick to respond. Reviewed on: 20th April 2026

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