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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,470 reviews, last reviewed 2nd Apr 2026
124600% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Good service provider, value for money Good service provider, value for money Reviewed on: 2nd April 2026
Yvonne Magura's avatar
Yvonne Magura

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2470)

The app is very good easy to use and very informativ...

5
The app is very good easy to use and very informative, customer service are always extremely polite friendly and helpful always satisfied my needs ASAP. It's easy to keep on top of your payments with reminders etc and always offering other offers where available Reviewed on: 15th April 2025
Allan's avatar
Allan

Excellent

5
Always had a fantastic experience with 118 really handy to have Reviewed on: 15th April 2025
sharon woodward's avatar
sharon woodward

118118 money the ones to be with

5
Quick and easy application, very friendly helpful staff Reviewed on: 15th April 2025
Lyndsay h's avatar
Lyndsay h

Perfect 10/10.

5
Just fantastic, smooth, communication is perfect for everything and very secure provider also. Reviewed on: 15th April 2025
Jack's avatar
Jack

118 has been amazing.

5
118 has been amazing. Would definitely recommend and look forward to building my lending profile with them Reviewed on: 15th April 2025
Vic N's avatar
Vic N

Customer service

5
Always there to help, especially with address changes and the finer, important details Reviewed on: 15th April 2025
Thomas C's avatar
Thomas C

A really good customer service team.

4
Brilliant, good customer service team. Reviewed on: 15th April 2025
Trish H's avatar
Trish H

Never had any issues with 118 my only frustration is...

5
Never had any issues with 118 my only frustration is I've had my card 2 years pay the balance off most months an still not upped my credit amount Reviewed on: 15th April 2025
Km's avatar
Km

Easy to use Application Customer service always help...

5
Easy to use Application Customer service always helpfull Reviewed on: 15th April 2025
Rizwan's avatar
Rizwan

This has been the best experience I have had!

5
This has been the best experience I have had with a credit card company. Everything is so easy with the app, my credit rating isn't the best but the apr is very reasonable. They rewarded me by extending my limit as I pay my balance off every month. Reviewed on: 15th April 2025
Ste N's avatar
Ste N

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