Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2466 reviews)

View other 118 118 Money products

4.86

Based on 2,466 reviews, last reviewed 2nd Apr 2026

124300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with Very easy to deal with, friendly, professional, helpful Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2466)

Easy and efficent to use with the app on my phone.

Easy and efficent to use with the app on my phone. Also on hand for any quieries also. Good rates Reviewed on: 15th April 2025

Very easy to apply for borrowing money into your ban...

Very easy to apply for borrowing money into your bank account at low rate finance Reviewed on: 15th April 2025

Excellent service, quick processing, very good custo...

Excellent service, quick processing, very good customer services , app is easy to use as well Reviewed on: 15th April 2025

Too high rates but good customer service

Too high rates but good customer service Reviewed on: 15th April 2025

Il8 easy to talk to very polite and helpful

Il8 easy to talk to very polite and helpful Reviewed on: 15th April 2025

Reply from 118 118 Money Hi John, Thank you for taking the time to leave a review. We noticed that you rated us 1 star, but your comments were very positive, mentioning that our team was easy to talk to, polite, and helpful. We truly appreciate your kind words! It seems there might have been a mistake with the star rating. If this was unintentional, we would be grateful if you could update your review to reflect your experience more accurately. Your feedback is very important to us and helps us improve our services. If there was anything specific that led to the 1-star rating, please let us know. We are committed to providing the best possible service and would love to address any concerns you might have. Thank you once again for your feedback. Best regards, Munirah Response date: 16th April 2025

Credit card.....

Always keeping me informed of what is happening . Any updates I'm included in any news occurring within the 118118 credit card arrangement.... Reviewed on: 15th April 2025

Good service clear information.

Good service clear information. Good offers available. Reviewed on: 15th April 2025

Great app, easy to use, hassle free card us 118...

Great app, easy to use, hassle free card us 118 118 Reviewed on: 15th April 2025

Professional lender.

118 118 Money is a very professional lender who keeps you informed at every turn- I personally have no problem with them.First class. Reviewed on: 15th April 2025

Straightforward process and the app is excellent

Straightforward process and the app is excellent Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
123 credit card (discontinued)
from Santander 3.95 from 161 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 2723 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub