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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very helpful, interest is a little high for people w...

5
Very helpful, interest is a little high for people who are less well off we have to pay more . Reviewed on: 20th April 2026

More than a bank, you can thrust

5
More than a bank, you can thrust Reviewed on: 20th April 2026

Been a very pleasant experience.

5
Been a very pleasant experience. Helpful when needed and ways trust to help. Reviewed on: 20th April 2026

Friendly and competent service from end to end and g...

5
Friendly and competent service from end to end and good aftercare Reviewed on: 20th April 2026

Great customer service and easy to use

5
Great customer service and easy to use Reviewed on: 20th April 2026

Efficient, helpful, trusting.

5
Efficient, helpful, trusting. It’s been incredible to be able to do things again when sometimes a little help is needed Reviewed on: 20th April 2026

Great credit card experince great service

5
Great credit card experince great service Reviewed on: 20th April 2026

Excellent, the services are great

5
Excellent, the services are great Reviewed on: 20th April 2026

Good limit great customer service

5
Good limit great customer service Reviewed on: 20th April 2026

No problems here

5
Ive never had any problems with 118, in turn is had never to call.......I do with my credit limit would increase once in a while though Reviewed on: 20th April 2026

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