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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2466 reviews)

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4.86

Based on 2,466 reviews, last reviewed 2nd Apr 2026

124300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with Very easy to deal with, friendly, professional, helpful Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2466)

The 118 118 card has been amazing as it has helped m...

The 118 118 card has been amazing as it has helped me build and improve my credit score with the bank. 10/10 Reviewed on: 15th April 2025

118 118 card

118 118 are so far best credit card I’ve had Reviewed on: 15th April 2025

great hope

very great and straight forward. i have help and support from 118 118 when i was in deep need. That really ease the pressure on my shoulders. Reviewed on: 15th April 2025

All good but app cannot see overseas

All good but app cannot see overseas Reviewed on: 15th April 2025

Listened when I had financial problems and came up w...

Listened when I had financial problems and came up with a suitable plan for me Reviewed on: 15th April 2025

Easy to use app.

Easy to use app. Customer service were lovely when I had issues with app. Easy to understand payments. Reviewed on: 15th April 2025

It's very easy to see everything you need on the app.

It's very easy to see everything you need on the app. Great card Reviewed on: 15th April 2025

Good app, good service.

Good solid app, does everything it needs to do. Good customer service whenever it's needed. Reviewed on: 15th April 2025

Reliable and good value

Reliable and good value helping people with bad credit Reviewed on: 15th April 2025

Smooth, Simple, and Satisfying Service!

I recently used 118 and I’m very happy with the service provided. The entire process was straightforward and easy to follow, which made things smooth from start to finish. Communication was clear, and everything was handled efficiently. I appreciate how simple it was to get things done without any hassle. Thank you for the excellent service. Reviewed on: 15th April 2025

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