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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Offered a balance transfer which was very welcome an...

5
Offered a balance transfer which was very welcome and it was easy and clear to follow the instruction Reviewed on: 20th April 2026

From start to finish no problems

5
From start to finish no problems, always notify me of change regular updates too Reviewed on: 20th April 2026

Good experience, smooth process especially with the...

4
Good experience, smooth process especially with the new app which was out dated for sometime Reviewed on: 20th April 2026

Great service so far with this card

5
Great service so far with this card Reviewed on: 20th April 2026

The best credit card

5
Nice and easy to deal with and easy to make repayments Reviewed on: 20th April 2026

No issues at all.

5
No issues at all. Easy to deal with Reviewed on: 20th April 2026

Good company, pay a lot on interest though

3
Good company, pay a lot on interest though Reviewed on: 20th April 2026

Fantastic customer service .

5
Fantastic customer service . Always available to talk to if needed Reviewed on: 20th April 2026

Happy customer

5
Easy to apply and had nothing but good service since joining Reviewed on: 20th April 2026

Very good company allways fo what they say

5
Very good company allways fo what they say Reviewed on: 20th April 2026

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