Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Excellent to deal with.

Excellent to deal with. Friendly and comprehensive Reviewed on: 20th April 2026

Very easy company to use would highly recommend

Very easy company to use would highly recommend Reviewed on: 20th April 2026

Excellent

It’s easy to navigate the app and I expecting that they increase my credit limit anytime soonest. Reviewed on: 20th April 2026

Always helpful staffgreat financial institutions

Always helpful staff not really had the reasin to contact them but only in one occasion the agent was very knowledgeable Reviewed on: 20th April 2026

Great service from 118 118

Great service . Like the way they communicate with cu Reviewed on: 20th April 2026

Easy to understand the app its brilliant, you know e...

Easy to understand the app its brilliant, you know exactly your balance. The staff are approachable. Would definitely recommend Reviewed on: 20th April 2026

Great and so easy to use the app is so...

Great and so easy to use the app is so easy too Reviewed on: 20th April 2026

p d ashill

helped then needed , quick and efficient Reviewed on: 20th April 2026

Ease of use helpful when needed great that you don’t...

Ease of use helpful when needed great that you don’t need to wait for your physical card and can just set Apple Pay straight up Reviewed on: 20th April 2026

Excellent credit provider and very clear on instruct...

Excellent credit provider and very clear on instructions on how to use my credit card Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 4.08 from 6 reviews
Flexicard
from Halifax 3.70 from 7 reviews
British Airways credit card
from American Express 4.28 from 90 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4605 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub