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118 118 Money: Credit card reviews

4.86
Based on 2,465 reviews, last reviewed 1st Apr 2026
124200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026
Benson W's avatar
Benson W

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2465)

Good service.

5
Good service. Always helpful when contacted. Fast to sort out problems. Good credit limit. Reviewed on: 15th April 2025

The best..................

5
The best........I recommend 118 money Reviewed on: 15th April 2025

Simple and straightforward application process and m...

5
Simple and straightforward application process and managing account via the App Reviewed on: 15th April 2025

Great card, easy to use and the app is user...

5
Great card, easy to use and the app is user friendly Reviewed on: 15th April 2025

Great customer service good company to deal with

5
Great customer service good company to deal with Reviewed on: 15th April 2025

Easy to use always sending reminders and make easy t...

5
Easy to use always sending reminders and make easy to pay. Reviewed on: 15th April 2025

I like how responsive you are through the app live c...

5
I like how responsive you are through the app live chat. And I appreciate how fast you have increased my limit and are always offering me a loan. Since I started using your credit card, my credit score has gone up. Reviewed on: 15th April 2025

Effortless and so quick, so simple to get sorted and...

5
Effortless and so quick, so simple to get sorted and within my account so quick Reviewed on: 15th April 2025

Easy to Use.

4
Easy to Use. Know your spending and keep track of your finances Reviewed on: 15th April 2025

It’s been a pleasure to be a member

5
It’s been a pleasure to be a member Reviewed on: 15th April 2025

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