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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,465 reviews, last reviewed 1st Apr 2026
124200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026
Benson W's avatar
Benson W

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2465)

Absolutely amazing and peace of mind

5
Absolutely amazing and peace of mind Reviewed on: 15th April 2025
Brett A's avatar
Brett A

Perfect every time.

5
Perfect every time. Regularly increase my limits. Brilliant customer service. My only gripe is it isnt easy to raise disputes on the app as it is with my other credit providers. On the whole im very happy with them. Reviewed on: 15th April 2025
Marc Oliver's avatar
Marc Oliver

Efficiency and good help.

5
Efficiency and good help. Friendly staff and understanding Reviewed on: 15th April 2025
Karolina r's avatar
Karolina r

Always had great service

5
Always had great service and extreely helpful when card stolen Reviewed on: 15th April 2025
Les Coultas's avatar
Les Coultas

Great customer service and offers are good.

5
Great customer service and offers are good. Reviewed on: 15th April 2025
Ian H's avatar
Ian H

all good - communication and app

5
all good - communication and app Reviewed on: 15th April 2025
Brian Harries's avatar
Brian Harries

Easy app and good customer service

5
Easy app and good customer service Reviewed on: 15th April 2025
Laurie W's avatar
Laurie W

Difficult to get it card unblocked

3
If I use the card, I clear it at the end of the month so the comments about high interest dont affect me. Having said that, ive had the card for a couple of years, never gone over my limit, always paid on time - usually clearing it. Never had a limit increase. Biggest issue with them is the random blocking if the card for a potentially fraudulent transaction. Nonproblem with them being overly careful, but when have to spend 90 minutes on their useless chat service to get it unblocked it becomes a problem. Imagine paying in a restaurant and your card is declined? Theyd be charging you rent before you get it resolved. Reviewed on: 5th March 2025
Tom H's avatar
Tom H

details lost , not reported properly, asking for ide...

1
details lost , not reported properly, asking for identification so many times, kept waiting on the phone for an hour with different people still no resolution, however they still want monthly payment but then you can’t have access to Reviewed on: 1st March 2025
Joyful J's avatar
Joyful J

No good card

1
Had the. Same credit limit for over a year.My credit score is imperfect and give me a rubbish.Two hundred and fifty pound , which has infected my credit score Rubbish card not Recommended Reviewed on: 5th February 2025
Dave J's avatar
Dave J

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