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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very good quality experience and offered good rates...

5
Very good quality experience and offered good rates that suit my income very personalised Reviewed on: 20th April 2026

Super credit card well worth going with

5
Super credit card well worth going with Reviewed on: 20th April 2026

These guys are brilliant.

5
These guys are brilliant. Service is great, very caring on balance etc. Dont hesitate to use them Reviewed on: 20th April 2026

Good all rounder

5
Easy application, good APR, easy to use app and clear information about products, payments and customer service. Reviewed on: 20th April 2026

My experience with 118 118 is good in overall but so...

5
My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some changes in their aap if a coustomer want manaul payment they can do it and they should increase the limit of credit Reviewed on: 19th April 2026

Great Credit Card, All Good, Many Thanks 118 !

5
Great Credit Card, All Good, Many Thanks 118 !!! Reviewed on: 16th April 2026

Great experience with the card!

5
Great experience with the card! this was my first card and never had the experience with any other cards. Superb! Reviewed on: 16th April 2026

Very user friendly app and always keeping me updated...

5
Very user friendly app and always keeping me updated on new offers. Reviewed on: 15th April 2026

Customer service was shocking was unable to change m...

1
Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

Application

5
User friendly app. The graphics are good Reviewed on: 15th April 2026

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