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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Ive only been with 118 money for a short time but th...

Ive only been with 118 money for a short time but the set up was quick and painless and the app is clear and easy to use . The interest rates aren't the best but good for a credit building card as long as you clear the balance from month to month . I struggled to get a credit card as I lost my job during covid and had to apply for an iva and 118 money was the first to take a chance on me with having bad credit . Reviewed on: 11th April 2026

Very easy but high interest but they made you aware...

Very easy but high interest but they made you aware of this. Reviewed on: 11th April 2026

New 118M8 is excellent!

New 118M8 is excellent! I can review where I spent and how often. Helps me manage my daily spend. Reviewed on: 11th April 2026

A perfect credit card for all.

118 118 has been a perfect credit card for me. Reviewed on: 11th April 2026

Very good experience with 118 118 Money

Very good experience with 118 118 Money Reviewed on: 11th April 2026

Great app great customer service and great credit li...

Great app great customer service and great credit limit Reviewed on: 11th April 2026

Being given a chance

Having a lower credit and being able to access credit was helpful Reviewed on: 11th April 2026

118 Money have been exactly what I needed.

118 Money has been really useful for me, helped me build my credit rating and at useful times sent various offers of which I've taken several. I look forward to the next offer. Would highly recommend. Reviewed on: 11th April 2026

Best service 2026

Great customer service all round Reviewed on: 11th April 2026

118 is easy to use and very clear.

118 is easy to use and very clear. I had an issue with changing my payment date but otherwise they're wonderful Reviewed on: 11th April 2026

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