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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Nice and good nice rate easy to access

Nice and good nice rate easy to access Reviewed on: 11th April 2026

Easy to use good service never had any problems or i...

Easy to use good service never had any problems or issues. Reviewed on: 11th April 2026

Life is easier with 118 in your pocket

Find using the 118 card for my needs and the little treats easy and the staff very friendly if I ever need there help Reviewed on: 11th April 2026

Perfect credit card

Perfect and affordable payments, very helpful if needed Reviewed on: 11th April 2026

Great service

Great service - easy to manage with queries. Reviewed on: 11th April 2026

Excellent

So far so good. Keep doing aw you're doing well. Reviewed on: 11th April 2026

Ive only been with 118 money for a short time but th...

Ive only been with 118 money for a short time but the set up was quick and painless and the app is clear and easy to use . The interest rates aren't the best but good for a credit building card as long as you clear the balance from month to month . I struggled to get a credit card as I lost my job during covid and had to apply for an iva and 118 money was the first to take a chance on me with having bad credit . Reviewed on: 11th April 2026

Very easy but high interest but they made you aware...

Very easy but high interest but they made you aware of this. Reviewed on: 11th April 2026

New 118M8 is excellent!

New 118M8 is excellent! I can review where I spent and how often. Helps me manage my daily spend. Reviewed on: 11th April 2026

A perfect credit card for all.

118 118 has been a perfect credit card for me. Reviewed on: 11th April 2026

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