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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2493 reviews)

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4.86

Based on 2,493 reviews, last reviewed 3rd Apr 2026

126600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to use the app. Very easy to use the app. Never had a problem with anything, had to ring customer service once about a potential fraud issue and they were brilliant. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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