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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very good experience with 118 118 Money

5
Very good experience with 118 118 Money Reviewed on: 11th April 2026

Great app great customer service and great credit li...

5
Great app great customer service and great credit limit Reviewed on: 11th April 2026

Being given a chance

5
Having a lower credit and being able to access credit was helpful Reviewed on: 11th April 2026

118 Money have been exactly what I needed.

5
118 Money has been really useful for me, helped me build my credit rating and at useful times sent various offers of which I've taken several. I look forward to the next offer. Would highly recommend. Reviewed on: 11th April 2026

Best service 2026

5
Great customer service all round Reviewed on: 11th April 2026

118 is easy to use and very clear.

5
118 is easy to use and very clear. I had an issue with changing my payment date but otherwise they're wonderful Reviewed on: 11th April 2026

Easy to use never had any issues good credit limit...

5
Easy to use never had any issues good credit limit Reviewed on: 11th April 2026

Great company

5
Efficient helpful and friendly. Highly recommend this company. Lots of offers and support.......... Reviewed on: 11th April 2026

Been with 118 for yrs always there to help with anyt...

5
Been with 118 for yrs always there to help with anything you might need them for and willingness to advise when needed Reviewed on: 11th April 2026

Decent card, great for help building credit score an...

5
Decent card, great for help building credit score and to have for emergencies. Reviewed on: 11th April 2026

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