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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Best credit card to use for friends and family

Best credit card to use for friends and family Reviewed on: 11th April 2026

Overall a well executed service in terms of the prod...

Overall a well executed service in terms of the product, the app, the insights from 118M8 app, ease of use, the payment options, the customer service, help is always there during financial difficulties. I find it is as an all round excellent experience. One thing that could be improved is the way to contact 118. The chat option in the app seems half baked often resulting in resorting to a phone call. Reviewed on: 11th April 2026

Kamran Hashmi

Best experience everi love it very easy to use Reviewed on: 11th April 2026

When i ve had issues always been resolved

When i ve had issues always been resolved Reviewed on: 11th April 2026

Polite , friendly all the time ,

Polite , friendly all the time , Reviewed on: 11th April 2026

It's there when you need it in a emergency

It's there when you need it in a emergency Reviewed on: 11th April 2026

Excellent service overall.

Excellent service overall. Very easy to use website Reviewed on: 11th April 2026

Money to hand when ever I need it

Money to hand when ever I need it Reviewed on: 11th April 2026

Like the service and the help you get

Like the service and the help you get Reviewed on: 11th April 2026

Fabulous credit card

Nice and transparent no hidden charges. Very simple to use and understand. Very helpful customer service support. Fantastic credit card. Reviewed on: 11th April 2026

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