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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Excellent service .

Excellent service ..great easy app to use...easy to keep track of things.. Reviewed on: 15th April 2025

118 118 has been fantastic for me, easy application...

118 118 has been fantastic for me, easy application and frequently reviewed for credit limits. Although I feel sometimes they should include a loan option instead of just increasing limits. Reviewed on: 15th April 2025

You guys are doing great things for your customers

You guys are doing great things for your customers Reviewed on: 15th April 2025

Never problem, all straight forward

Never problem, all straight forward Reviewed on: 15th April 2025

118118 Money credit card is great, good management o...

118118 Money credit card is great, good management of limits and don’t let you get trapped, only thing that would be better is if payments credited immediately rather than 24hrs Reviewed on: 15th April 2025

They are so helpful and their customer service is ex...

They are so helpful and their customer service is excellent so helpful nothing was to much trouble they have helped me so much Reviewed on: 15th April 2025

Got a loan and paid within 2 minutes into account...

Got a loan and paid within 2 minutes into account Reviewed on: 15th April 2025

Easy to manage

All information is straight forward, easy to understand Reviewed on: 15th April 2025

A great credit card.

A great credit card. Very easy to use. Reviewed on: 15th April 2025

Very good customer service im so happy with

Very good customer service im so happy with Reviewed on: 15th April 2025

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