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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Only had card for 8 months but good

Only had card for 8 months but good Reviewed on: 15th April 2025

The app is very good easy to use and very informativ...

The app is very good easy to use and very informative, customer service are always extremely polite friendly and helpful always satisfied my needs ASAP. It's easy to keep on top of your payments with reminders etc and always offering other offers where available Reviewed on: 15th April 2025

Excellent

Always had a fantastic experience with 118 really handy to have Reviewed on: 15th April 2025

118118 money the ones to be with

Quick and easy application, very friendly helpful staff Reviewed on: 15th April 2025

Perfect 10/10.

Just fantastic, smooth, communication is perfect for everything and very secure provider also. Reviewed on: 15th April 2025

118 has been amazing.

118 has been amazing. Would definitely recommend and look forward to building my lending profile with them Reviewed on: 15th April 2025

Customer service

Always there to help, especially with address changes and the finer, important details Reviewed on: 15th April 2025

A really good customer service team.

Brilliant, good customer service team. Reviewed on: 15th April 2025

Never had any issues with 118 my only frustration is...

Never had any issues with 118 my only frustration is I've had my card 2 years pay the balance off most months an still not upped my credit amount Reviewed on: 15th April 2025

Easy to use Application Customer service always help...

Easy to use Application Customer service always helpfull Reviewed on: 15th April 2025

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