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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I have been using 118118 credit card for less than s...

I have been using 118118 credit card for less than six months and they've already increased my credit. I would recommend them to anyone. Reviewed on: 11th April 2026

Cannot fault 118 118

I was accepted immediately and after speaking to a customer service agent found 118 118 service very helpful friendly and prompt to help me Reviewed on: 11th April 2026

All positive!

Had no issues with services, would recommend Reviewed on: 11th April 2026

Perfect for Getting Back on Track

I’ve had a really good experience with the 118 Credit Card so far. The application process was simple, and it’s been a great option for helping me build my credit. The app is easy to use, payments are straightforward, and customer support has been helpful when needed. Definitely a solid choice if you’re looking to improve your credit score. Reviewed on: 11th April 2026

Its amazing

Its amazing because first of all about limit and secondly minimum monthly return Reviewed on: 11th April 2026

Amazing credit card simply to use high recommend!

Amazing credit card simply to use high recommend!!! Reviewed on: 11th April 2026

Great company.

Great company. I use the app to manage both, credit card and personal loan. Simple, easy and affordable. Reviewed on: 11th April 2026

Have been with this firm for 8 years outstanding ser...

Have been with this firm for 8 years outstanding service Reviewed on: 11th April 2026

When I have had to phone agents are always polite an...

When I have had to phone agents are always polite and helpful. App is always up to date and easy to use Reviewed on: 11th April 2026

All I can say is that I was in a desperate situation...

All I can say is that I was in a desperate situation when I applied for a credit card from 118,I found the whole experience stress free, extremely quick and did not have to feel embarrassed about explaining my situation, staff easy going and very understanding about today's economic situation,I can easily say it saved me from a mental breakdown I'm sure,,I'm over the moon, Thanks for your time,,, Reviewed on: 11th April 2026

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