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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2640 reviews)

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4.86

Based on 2,640 reviews, last reviewed 5th Apr 2026

138800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great credit card Easy to use app. Fair fees and interest Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2640)

I have been a customer to 118 for a while and nether...

I have been a customer to 118 for a while and nether had any issues,with them Reviewed on: 15th April 2025

Staff always courteous , never offer more money than...

Staff always courteous , never offer more money than you can afford and I find the app very easy to use. Reviewed on: 15th April 2025

Staff ate helpful.

Staff ate helpful.and courteous and give clear information . Everything is explained thoroughly Reviewed on: 15th April 2025

Easy to use, great APP.

Easy to use, great APP. Regular credit reviews Reviewed on: 15th April 2025

Easy and efficent to use with the app on my phone.

Easy and efficent to use with the app on my phone. Also on hand for any quieries also. Good rates Reviewed on: 15th April 2025

Very easy to apply for borrowing money into your ban...

Very easy to apply for borrowing money into your bank account at low rate finance Reviewed on: 15th April 2025

Excellent service, quick processing, very good custo...

Excellent service, quick processing, very good customer services , app is easy to use as well Reviewed on: 15th April 2025

Too high rates but good customer service

Too high rates but good customer service Reviewed on: 15th April 2025

Il8 easy to talk to very polite and helpful

Il8 easy to talk to very polite and helpful Reviewed on: 15th April 2025

Reply from 118 118 Money Hi John, Thank you for taking the time to leave a review. We noticed that you rated us 1 star, but your comments were very positive, mentioning that our team was easy to talk to, polite, and helpful. We truly appreciate your kind words! It seems there might have been a mistake with the star rating. If this was unintentional, we would be grateful if you could update your review to reflect your experience more accurately. Your feedback is very important to us and helps us improve our services. If there was anything specific that led to the 1-star rating, please let us know. We are committed to providing the best possible service and would love to address any concerns you might have. Thank you once again for your feedback. Best regards, Munirah Response date: 16th April 2025

Credit card.....

Always keeping me informed of what is happening . Any updates I'm included in any news occurring within the 118118 credit card arrangement.... Reviewed on: 15th April 2025

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