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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It is ok for a credit card just another...

5
It is ok for a credit card just another card Reviewed on: 11th April 2026

Great service and excelle t service

5
Great service and excelle t service Reviewed on: 11th April 2026

All been good.

5
All been good. Hassle free . Just what I want Reviewed on: 11th April 2026

Amazing service first time ever using 118 118 money,...

5
Amazing service first time ever using 118 118 money, had no issues what so ever Reviewed on: 11th April 2026

118 118 are fantastic at customer care and information

5
118 118 are fantastic at customer care and information Reviewed on: 11th April 2026

I’ve been with 118 118 for sometime now and have nev...

4
I’ve been with 118 118 for sometime now and have never had any problems - my limit has been reviewed regularly, which was useful and I’m a happy customer. Reviewed on: 11th April 2026

I have been using 118118 credit card for less than s...

5
I have been using 118118 credit card for less than six months and they've already increased my credit. I would recommend them to anyone. Reviewed on: 11th April 2026

Cannot fault 118 118

5
I was accepted immediately and after speaking to a customer service agent found 118 118 service very helpful friendly and prompt to help me Reviewed on: 11th April 2026

All positive!

5
Had no issues with services, would recommend Reviewed on: 11th April 2026

Perfect for Getting Back on Track

5
I’ve had a really good experience with the 118 Credit Card so far. The application process was simple, and it’s been a great option for helping me build my credit. The app is easy to use, payments are straightforward, and customer support has been helpful when needed. Definitely a solid choice if you’re looking to improve your credit score. Reviewed on: 11th April 2026

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