Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2639 reviews)

View other 118 118 Money products

4.86

Based on 2,639 reviews, last reviewed 5th Apr 2026

138700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

NETBALL1 Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2639)

Great app, easy to use, hassle free card us 118...

Great app, easy to use, hassle free card us 118 118 Reviewed on: 15th April 2025

Professional lender.

118 118 Money is a very professional lender who keeps you informed at every turn- I personally have no problem with them.First class. Reviewed on: 15th April 2025

Straightforward process and the app is excellent

Straightforward process and the app is excellent Reviewed on: 15th April 2025

The 118 118 card has been amazing as it has helped m...

The 118 118 card has been amazing as it has helped me build and improve my credit score with the bank. 10/10 Reviewed on: 15th April 2025

118 118 card

118 118 are so far best credit card I’ve had Reviewed on: 15th April 2025

great hope

very great and straight forward. i have help and support from 118 118 when i was in deep need. That really ease the pressure on my shoulders. Reviewed on: 15th April 2025

All good but app cannot see overseas

All good but app cannot see overseas Reviewed on: 15th April 2025

Listened when I had financial problems and came up w...

Listened when I had financial problems and came up with a suitable plan for me Reviewed on: 15th April 2025

Easy to use app.

Easy to use app. Customer service were lovely when I had issues with app. Easy to understand payments. Reviewed on: 15th April 2025

It's very easy to see everything you need on the app.

It's very easy to see everything you need on the app. Great card Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3307 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 2796 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub