Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Its amazing

5
Its amazing because first of all about limit and secondly minimum monthly return Reviewed on: 11th April 2026

Amazing credit card simply to use high recommend!

5
Amazing credit card simply to use high recommend!!! Reviewed on: 11th April 2026

Great company.

5
Great company. I use the app to manage both, credit card and personal loan. Simple, easy and affordable. Reviewed on: 11th April 2026

Have been with this firm for 8 years outstanding ser...

5
Have been with this firm for 8 years outstanding service Reviewed on: 11th April 2026

When I have had to phone agents are always polite an...

5
When I have had to phone agents are always polite and helpful. App is always up to date and easy to use Reviewed on: 11th April 2026

All I can say is that I was in a desperate situation...

5
All I can say is that I was in a desperate situation when I applied for a credit card from 118,I found the whole experience stress free, extremely quick and did not have to feel embarrassed about explaining my situation, staff easy going and very understanding about today's economic situation,I can easily say it saved me from a mental breakdown I'm sure,,I'm over the moon, Thanks for your time,,, Reviewed on: 11th April 2026

I'm very happy how you treated me with respect good...

5
I'm very happy how you treated me with respect good customer service well respectful awesome fantastic Reviewed on: 11th April 2026

Great customer services really simple to get accepte...

5
Great customer services really simple to get accepted and no issues setting the whole app and card up Reviewed on: 11th April 2026

Love 118 118 credit card

5
118 118 best credit card staff are amazing Reviewed on: 11th April 2026

Easy and straight forward will recommend.

3
Easy and straight forward Not the best offers but sometimes ok Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products