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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,637 reviews, last reviewed 5th Apr 2026
138500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026
Louise Clack's avatar
Louise Clack

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2637)

Smooth, Simple, and Satisfying Service!

5
I recently used 118 and I’m very happy with the service provided. The entire process was straightforward and easy to follow, which made things smooth from start to finish. Communication was clear, and everything was handled efficiently. I appreciate how simple it was to get things done without any hassle. Thank you for the excellent service. Reviewed on: 15th April 2025
sniper_zxr@yahoo.com's avatar
[email protected]

Keeps you in the loop with important info!!

5
I have never had any issues with the card, always kept well informed about payment dates and any changes. Reviewed on: 15th April 2025
Emma T's avatar
Emma T

Good service.

5
Good service. Always helpful when contacted. Fast to sort out problems. Good credit limit. Reviewed on: 15th April 2025
Laurentiu 's avatar
Laurentiu

The best..................

5
The best........I recommend 118 money Reviewed on: 15th April 2025
M i DAM's avatar
M i DAM

Simple and straightforward application process and m...

5
Simple and straightforward application process and managing account via the App Reviewed on: 15th April 2025
Andrew Warburton 's avatar
Andrew Warburton

Great card, easy to use and the app is user...

5
Great card, easy to use and the app is user friendly Reviewed on: 15th April 2025
Alan h's avatar
Alan h

Great customer service good company to deal with

5
Great customer service good company to deal with Reviewed on: 15th April 2025
James d's avatar
James d

Easy to use always sending reminders and make easy t...

5
Easy to use always sending reminders and make easy to pay. Reviewed on: 15th April 2025
Mark Colgate 's avatar
Mark Colgate

I like how responsive you are through the app live c...

5
I like how responsive you are through the app live chat. And I appreciate how fast you have increased my limit and are always offering me a loan. Since I started using your credit card, my credit score has gone up. Reviewed on: 15th April 2025
Anica K's avatar
Anica K

Effortless and so quick, so simple to get sorted and...

5
Effortless and so quick, so simple to get sorted and within my account so quick Reviewed on: 15th April 2025
Christopher p's avatar
Christopher p

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