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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It's a very good card, you can also withdraw money f...

5
It's a very good card, you can also withdraw money from the ATM, I'm just starting out with this card, so I'm waiting to see how it will be in 2-3 months. Reviewed on: 11th April 2026

Illegal transactions

5
Had a problem with transactions that were not mine and customer support was fantastic Reviewed on: 11th April 2026

The application is poor and their policies are not s...

1
The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026

No issues with anything really!

5
No issues with anything really!! Reviewed on: 11th April 2026

Great customer service

4
I had an issue with a retailer and 118 118 were quick, clear and helpful with my issue which was resolved much quicker than I anticipated Reviewed on: 11th April 2026

Great service,

5
Great service, friendly staff. Very competitive rates. Excellent customer service. Reviewed on: 11th April 2026

Credit for the current times.

5
Easy approval process. Simple system, pay early and receive higher credit limits and loan offers, tailored to your circumstances. Intelligent payment system and useful insights to help with your spending. Reviewed on: 11th April 2026

Spending

5
Had great time using card freindlt staff if have probl overall great service Reviewed on: 11th April 2026

Good customer service

5
Good customer service Easy use of the card. Reviewed on: 11th April 2026

High interest and apr but great service and great app

5
High interest and apr but great service and great app Reviewed on: 11th April 2026

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