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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Excellent Company

5
They have excellent customer service, interest rate is not bad, the app is very simple and straight forward to use, never had any issues but had to contact customer service once and they were fantastic Reviewed on: 11th April 2026

Easy to use , Keeping me updated with payments and i...

5
Easy to use , Keeping me updated with payments and information regularly. Easy to navigate app Reviewed on: 11th April 2026

Very good.

5
Very good. Easy to use app. No surprises. Reviewed on: 11th April 2026

Sorted my new card out quickly & easily.

5
Sorted my new card out quickly & easily. Very good Reviewed on: 11th April 2026

No complaints.

4
No complaints. Happy customer. Service is very professional. Reviewed on: 11th April 2026

very good card,No stress very easy and very quick...

4
It's very good card,No stress very easy and very quick Reviewed on: 11th April 2026

I've been with 118 118 money for many years

5
I've been with 118 118 money for many years now and the service and product's they over is second to none, I would recommend this to family and friends. Reviewed on: 11th April 2026

I would highly recommend 118 118 for credit card and...

5
I would highly recommend 118 118 for credit card and loans as great service from both credit card and as a loan company as I have both a loan and credit card and can say both excellent service all round from 118 118 Reviewed on: 11th April 2026

Ease of use especially with new app

5
Ease of use especially with new app Reviewed on: 11th April 2026

Good updates no spamming easy to use great simple ap...

5
Good updates no spamming easy to use great simple app no time wasting with great customer service 100% reccomend Reviewed on: 11th April 2026

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