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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I've been with 118 118 money for many years

I've been with 118 118 money for many years now and the service and product's they over is second to none, I would recommend this to family and friends. Reviewed on: 11th April 2026

I would highly recommend 118 118 for credit card and...

I would highly recommend 118 118 for credit card and loans as great service from both credit card and as a loan company as I have both a loan and credit card and can say both excellent service all round from 118 118 Reviewed on: 11th April 2026

Ease of use especially with new app

Ease of use especially with new app Reviewed on: 11th April 2026

Good updates no spamming easy to use great simple ap...

Good updates no spamming easy to use great simple app no time wasting with great customer service 100% reccomend Reviewed on: 11th April 2026

Good card for daily and small items

Good customer service with swift service when needed. Interest rate is ok and payments are affordable. Credit increases could be a little easier to obtain for customer who show consistency with their card and spending don't think I have had an increases in 18 months. Good card for small items but not for a large item as credit limit is limited Reviewed on: 11th April 2026

An all rounder card

I have with them for years and are a great company Reviewed on: 11th April 2026

Transfer made to my 118 118 card does reflect for ag...

Transfer made to my 118 118 card does reflect for ages until you call customer care and go back and forth, poor system automation. Reviewed on: 11th April 2026

Very efficient good customer service

Very efficient good customer service Reviewed on: 11th April 2026

Good I have enjoyed the day

Good I have enjoyed the day I need to more Reviewed on: 11th April 2026

Had nothing but a pleasant experience since I have s...

Had nothing but a pleasant experience since I have signed up to 118 money Reviewed on: 11th April 2026

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