Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Good card for daily and small items

4
Good customer service with swift service when needed. Interest rate is ok and payments are affordable. Credit increases could be a little easier to obtain for customer who show consistency with their card and spending don't think I have had an increases in 18 months. Good card for small items but not for a large item as credit limit is limited Reviewed on: 11th April 2026

An all rounder card

5
I have with them for years and are a great company Reviewed on: 11th April 2026

Transfer made to my 118 118 card does reflect for ag...

3
Transfer made to my 118 118 card does reflect for ages until you call customer care and go back and forth, poor system automation. Reviewed on: 11th April 2026

Very efficient good customer service

5
Very efficient good customer service Reviewed on: 11th April 2026

Good I have enjoyed the day

5
Good I have enjoyed the day I need to more Reviewed on: 11th April 2026

Had nothing but a pleasant experience since I have s...

5
Had nothing but a pleasant experience since I have signed up to 118 money Reviewed on: 11th April 2026

Card helps excellent but if use more like we do wise...

3
Card helps excellent but if use more like we do wise the card got blocked Reviewed on: 11th April 2026

This card made my life easier give me nice credit li...

5
This card made my life easier give me nice credit limit for a first time Reviewed on: 11th April 2026

Customer service during my card was stolen.

5
Customer service during my card was stolen. Act fast to block my card which helps prevent theft from taking more money Reviewed on: 11th April 2026

The best credit card company!

5
The best credit card company!I would recommend it to anyone who are looking for the best deal and service :) Reviewed on: 11th April 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review