Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5639)

Card helps excellent but if use more like we do wise...

3
Card helps excellent but if use more like we do wise the card got blocked Reviewed on: 11th April 2026

This card made my life easier give me nice credit li...

5
This card made my life easier give me nice credit limit for a first time Reviewed on: 11th April 2026

Customer service during my card was stolen.

5
Customer service during my card was stolen. Act fast to block my card which helps prevent theft from taking more money Reviewed on: 11th April 2026

The best credit card company!

5
The best credit card company!I would recommend it to anyone who are looking for the best deal and service :) Reviewed on: 11th April 2026

Simple and effective way to use the apps and the...

5
Simple and effective way to use the apps and the card Reviewed on: 11th April 2026

118 Money has allowed me to rebuild my credit score...

5
118 Money has allowed me to rebuild my credit score easily. The app is easy to use to manage my account. Reviewed on: 11th April 2026

I have been with both 118 118 credit card and 118118...

4
I have been with both 118 118 credit card and 118118 loan for some time now ..and whenever I have had a problem I have been able to access immediate response to my queries and satisfactory conclusion…I am very happy with the level of service wm provided with … Reviewed on: 11th April 2026

Great customer service and ease of use!

5
Great customer service when I had an issue to block payments. The occasional transfer offer is great and 118 credit is my usual daily credit card due to its ease of use and easy layout. I’ve seen my credit improve using 118 and have had credit increases due to it. Would recommend. Reviewed on: 11th April 2026

Average not reducing payment amount when nearly clea...

4
Average not reducing payment amount when nearly cleared balance Reviewed on: 11th April 2026

Customer service is exceptional, never had a problem

5
Customer service is exceptional, never had a problem Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products