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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Simple and effective way to use the apps and the...

5
Simple and effective way to use the apps and the card Reviewed on: 11th April 2026

118 Money has allowed me to rebuild my credit score...

5
118 Money has allowed me to rebuild my credit score easily. The app is easy to use to manage my account. Reviewed on: 11th April 2026

I have been with both 118 118 credit card and 118118...

4
I have been with both 118 118 credit card and 118118 loan for some time now ..and whenever I have had a problem I have been able to access immediate response to my queries and satisfactory conclusion…I am very happy with the level of service wm provided with … Reviewed on: 11th April 2026

Great customer service and ease of use!

5
Great customer service when I had an issue to block payments. The occasional transfer offer is great and 118 credit is my usual daily credit card due to its ease of use and easy layout. I’ve seen my credit improve using 118 and have had credit increases due to it. Would recommend. Reviewed on: 11th April 2026

Average not reducing payment amount when nearly clea...

4
Average not reducing payment amount when nearly cleared balance Reviewed on: 11th April 2026

Customer service is exceptional, never had a problem

5
Customer service is exceptional, never had a problem Reviewed on: 11th April 2026

Excellent service and a great credit card .

5
Excellent service and a great credit card . Reviewed on: 11th April 2026

118 great

5
Good app can keep track of your spending and purchasing Reviewed on: 11th April 2026

Excellent services.

5
Excellent services. I really enjoyed Reviewed on: 11th April 2026

It is very good credit card.

5
It is very good credit card. It is provide very good services Reviewed on: 11th April 2026

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