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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (3200 reviews)

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4.86

Based on 3,200 reviews, last reviewed 12th Apr 2026

188300% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

118 money Very easy to set up and good customer service Reviewed on: 12th April 2026

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3200)

Good experience so far but only issue would be with...

Good experience so far but only issue would be with the expense of the interest Reviewed on: 15th April 2025

All in all the service is excellent customer service...

All in all the service is excellent customer service always helpful eager to please Reviewed on: 15th April 2025

it has been a life changer

i found the whole process very easy from applying to using my credit card and it helps me build my credit rating Reviewed on: 15th April 2025

Easy to contact via telephone and always getting bac...

Easy to contact via telephone and always getting back to me m Reviewed on: 15th April 2025

Simple and does exactly what it says on the tin .

Simple and does exactly what it says on the tin . Reviewed on: 15th April 2025

Great service.

Great service. Friendly staff. Overall really good experience getting credit has never been easier Reviewed on: 15th April 2025

My experience

My experience with 118 118 has Been good . Iv had no problems using my card the customer service has been good Reviewed on: 15th April 2025

The app is easy to use and iv never had...

The app is easy to use and iv never had any problems Reviewed on: 15th April 2025

I’ve been using the 118 118 Credit Card for a while...

I’ve been using the 118 118 Credit Card for a while now, and I have to say—it’s been a really solid experience. One of the biggest highlights is the fixed interest rate, which means no surprises or sudden rate changes like with other cards. It gives real peace of mind, especially when managing a budget. The application process was straightforward, and customer service has always been helpful and easy to reach whenever I had questions. I also appreciate that it’s designed to help build or rebuild credit, and it reports to all major credit agencies—perfect for anyone wanting to improve their credit score. Overall, I’d definitely recommend the 118 118 Credit Card to anyone looking for a reliable and transparent option, especially if you’re working on your financial future. Solid card, trustworthy service. Reviewed on: 15th April 2025

Excellent

Easy to use and great service. Highly recommend 118 118 money Reviewed on: 15th April 2025

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