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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Helpful for those with low-no credit score and provi...

5
Helpful for those with low-no credit score and provides genuinely useful budgeting tools as well as a reasonable credit limit. The repayments are shown clearly and easily from minimum options to clearing the whole balance. Reviewed on: 11th April 2026

Best Customer service

5
Professional ex Customer Service very prompt responses Reviewed on: 11th April 2026

Easy to use app, would recommend

5
Easy to use app, would recommend Reviewed on: 11th April 2026

Very easy to deal with.

5
Very easy to deal with. When I have queries I am able to resolve very quickly to my satisfaction. Reviewed on: 11th April 2026

Good service, helpful and easy to manage credit card...

4
Good service, helpful and easy to manage credit card app. Recommend to friends and family. Positive customer focused service. Reviewed on: 11th April 2026

Very easy company to deal with website easy to monu...

5
Very easy company to deal with website easy to monuver Reviewed on: 11th April 2026

Easy to deal with.

5
Easy to deal with. Clear interest rates. Reviewed on: 11th April 2026

I have had a pleasant experience with 118 so I have...

5
I have had a pleasant experience with 118 so I have got no complaints. Been very easy to use the app and options to manage my account. Reviewed on: 11th April 2026

It’s been good experience using services which are p...

5
It’s been good experience using services which are prompt in explaining offers n payments Reviewed on: 11th April 2026

Good experience i have been using long time

5
Good experience i have been using long time Reviewed on: 11th April 2026

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