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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great Company

5
Easy to deal with & no fuss. They get it done Reviewed on: 11th April 2026

Best credit card and loan.

5
Best credit card and loan. Easy and fast Reviewed on: 11th April 2026

Great customer service everything to hand, if any is...

5
Great customer service everything to hand, if any issues are resolved quickly Reviewed on: 11th April 2026

Great credit card to have with you.

5
Never had an issue with 118 118 , always been available to access money when needed, to buy things at ease, and always keeps me updated with what's going on within 118 118 app. This is a card I like. Never had an issue with credit from 118 118. Reviewed on: 11th April 2026

Excellent service great customer service I have not...

5
Excellent service great customer service I have not ever had any problems with 118 Reviewed on: 11th April 2026

Ugochukwu

5
118118 has an outstanding customer service and is always available to discuss issues. Reviewed on: 11th April 2026

Friendly, Efficient and Straightforward

5
I’ve had a really positive experience using 118 118 Money. The whole process was straightforward and easy to understand, which made things much less stressful. The application was quick, and I appreciated how clear and transparent everything was from start to finish. Their customer service has also been great—friendly, responsive, and genuinely helpful whenever I had questions. It’s refreshing to deal with a company that makes managing finances feel simple rather than overwhelming. I’d definitely recommend 118 118 Money to anyone looking for a reliable and hassle-free credit option! Reviewed on: 11th April 2026

Easy app to use fast service i would recommend to ev...

5
Easy app to use fast service i would recommend to everyone Reviewed on: 11th April 2026

Just a great card and service to use

5
Just a great card and service for everyday spending if required Reviewed on: 11th April 2026

Had no issues ever, whenever i needed them they were...

5
Had no issues ever, whenever i needed them they were always available in chat Reviewed on: 11th April 2026

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