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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Friendly, Efficient and Straightforward

5
I’ve had a really positive experience using 118 118 Money. The whole process was straightforward and easy to understand, which made things much less stressful. The application was quick, and I appreciated how clear and transparent everything was from start to finish. Their customer service has also been great—friendly, responsive, and genuinely helpful whenever I had questions. It’s refreshing to deal with a company that makes managing finances feel simple rather than overwhelming. I’d definitely recommend 118 118 Money to anyone looking for a reliable and hassle-free credit option! Reviewed on: 11th April 2026

Easy app to use fast service i would recommend to ev...

5
Easy app to use fast service i would recommend to everyone Reviewed on: 11th April 2026

Just a great card and service to use

5
Just a great card and service for everyday spending if required Reviewed on: 11th April 2026

Had no issues ever, whenever i needed them they were...

5
Had no issues ever, whenever i needed them they were always available in chat Reviewed on: 11th April 2026

Helpful for those with low-no credit score and provi...

5
Helpful for those with low-no credit score and provides genuinely useful budgeting tools as well as a reasonable credit limit. The repayments are shown clearly and easily from minimum options to clearing the whole balance. Reviewed on: 11th April 2026

Best Customer service

5
Professional ex Customer Service very prompt responses Reviewed on: 11th April 2026

Easy to use app, would recommend

5
Easy to use app, would recommend Reviewed on: 11th April 2026

Very easy to deal with.

5
Very easy to deal with. When I have queries I am able to resolve very quickly to my satisfaction. Reviewed on: 11th April 2026

Good service, helpful and easy to manage credit card...

4
Good service, helpful and easy to manage credit card app. Recommend to friends and family. Positive customer focused service. Reviewed on: 11th April 2026

Very easy company to deal with website easy to monu...

5
Very easy company to deal with website easy to monuver Reviewed on: 11th April 2026

Review 118 118 Money: Credit card now

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