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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Excellent card provider, I can use my card anywhere...

5
Excellent card provider, I can use my card anywhere abroad,. Reviewed on: 11th April 2026

Excellent company

5
I struggled to get accepted for a credit card for some time now. 118 was the first company to allow me to get credit and have been great ever since. The card is so handy to have as a back up, incase of emergency or just to spend a little. The app is very very easy to use making it super efficient to pay back what you need. Thanks to 118 for accepted my credit application this has opened doors to more credit being available for me on my credit report and has increased my credit score massively. I don’t get harassed via emails/texts/phonecalls and there is reminder that can be set for payment/automatic payment if you are like me and forget easily! thank you Reviewed on: 11th April 2026

Keep on smiling

5
Never had any issues with 118118 , they have always given me an excellent service Reviewed on: 11th April 2026

Great credit card.

5
Great credit card. Easy to use simple and transparent Reviewed on: 11th April 2026

Great Company

5
Easy to deal with & no fuss. They get it done Reviewed on: 11th April 2026

Best credit card and loan.

5
Best credit card and loan. Easy and fast Reviewed on: 11th April 2026

Great customer service everything to hand, if any is...

5
Great customer service everything to hand, if any issues are resolved quickly Reviewed on: 11th April 2026

Great credit card to have with you.

5
Never had an issue with 118 118 , always been available to access money when needed, to buy things at ease, and always keeps me updated with what's going on within 118 118 app. This is a card I like. Never had an issue with credit from 118 118. Reviewed on: 11th April 2026

Excellent service great customer service I have not...

5
Excellent service great customer service I have not ever had any problems with 118 Reviewed on: 11th April 2026

Ugochukwu

5
118118 has an outstanding customer service and is always available to discuss issues. Reviewed on: 11th April 2026

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