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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Application was quick and easy, payment terms are v...

Application was quick and easy, payment terms are very flexible and the App is user friendly Reviewed on: 11th April 2026

My experience has been awesome.

My experience has been awesome. My 118 Money credit interest rate is quite reasonable compare to some that I had used. I had previously taken out 118 money loan, the repayment was affordable that I paid up without even realising. I would recommend their services anytime. Reviewed on: 11th April 2026

Very easy

I have found it very easy to communicate with 118, the app is great and very easy to use, 118 also keep me informed on limits etc Reviewed on: 11th April 2026

Easy to Use with Excellent Benefits

Easy to use and very convenient. Great rewards and cashback options. The mobile app is simple and reliable. Payments are quick and hassle-free. Helpful and responsive customer service. Clear statements and easy tracking. Overall a very positive experience. Reviewed on: 11th April 2026

Great app and helpful team

Easy to use app its straight forward and simplified. Customer service are helpful and do not over complicate things. Reviewed on: 11th April 2026

Payments

It's easy to pay off and the interest is t too bad Reviewed on: 11th April 2026

Excellent card provider, I can use my card anywhere...

Excellent card provider, I can use my card anywhere abroad,. Reviewed on: 11th April 2026

Excellent company

I struggled to get accepted for a credit card for some time now. 118 was the first company to allow me to get credit and have been great ever since. The card is so handy to have as a back up, incase of emergency or just to spend a little. The app is very very easy to use making it super efficient to pay back what you need. Thanks to 118 for accepted my credit application this has opened doors to more credit being available for me on my credit report and has increased my credit score massively. I don’t get harassed via emails/texts/phonecalls and there is reminder that can be set for payment/automatic payment if you are like me and forget easily! thank you Reviewed on: 11th April 2026

Keep on smiling

Never had any issues with 118118 , they have always given me an excellent service Reviewed on: 11th April 2026

Great credit card.

Great credit card. Easy to use simple and transparent Reviewed on: 11th April 2026

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