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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Simply The Best

This is the first app that has gave me a sense of relief. It's easy to apply, they keep in touch with you as a customer! They will look after you as long as you do what you need to do and keep up with payments etc. I Genuinely enjoy being part of the 118 118 family. I have NO complaints. Reviewed on: 11th April 2026

Very good service

I have been with 118 money for awhile and I have enjoyed the journey all the way Reviewed on: 11th April 2026

Cash comes in handy for emergency situations.

Cash comes in handy for emergency situations. Reviewed on: 11th April 2026

Very easy, no hassle and straight forward you get wh...

Very easy, no hassle and straight forward you get what you see.. great company will defo highly recommend to be using them. Reviewed on: 11th April 2026

Application was quick and easy, payment terms are v...

Application was quick and easy, payment terms are very flexible and the App is user friendly Reviewed on: 11th April 2026

My experience has been awesome.

My experience has been awesome. My 118 Money credit interest rate is quite reasonable compare to some that I had used. I had previously taken out 118 money loan, the repayment was affordable that I paid up without even realising. I would recommend their services anytime. Reviewed on: 11th April 2026

Very easy

I have found it very easy to communicate with 118, the app is great and very easy to use, 118 also keep me informed on limits etc Reviewed on: 11th April 2026

Easy to Use with Excellent Benefits

Easy to use and very convenient. Great rewards and cashback options. The mobile app is simple and reliable. Payments are quick and hassle-free. Helpful and responsive customer service. Clear statements and easy tracking. Overall a very positive experience. Reviewed on: 11th April 2026

Great app and helpful team

Easy to use app its straight forward and simplified. Customer service are helpful and do not over complicate things. Reviewed on: 11th April 2026

Payments

It's easy to pay off and the interest is t too bad Reviewed on: 11th April 2026

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