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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 3,208 reviews, last reviewed 12th Apr 2026
189100% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
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1%
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0%
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1%

Latest highest rating:

5

Excellent service and smooth experience My experience with this credit card has been excellent. The application was quick, the service is reliable, and everything works smoothly. I’m very ha... Read more Reviewed on: 12th April 2026
Radwan r's avatar
Radwan r

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (3208)

Very easy managed and approachable

5
Very easy managed and approachable Reviewed on: 15th April 2025
Agnieszka G's avatar
Agnieszka G

excellent company

5
excellent company never had any problems with them. Reviewed on: 15th April 2025
tina 's avatar
tina

118 118 Superb

5
I had a positive experience with 118 118 when I applied for a loan. The service was clear and straightforward, with no complications during the application process. The monthly repayments are also affordable. Reviewed on: 15th April 2025
DN's avatar
DN

Good service and value

5
Good service easy to apply and good value Reviewed on: 15th April 2025
Jose costa's avatar
Jose costa

Excellent experience.

5
Excellent experience. always when i have contacted 118 118 Money. I strongly recommend this service. Reviewed on: 15th April 2025
Adrian V's avatar
Adrian V

So very nearly 5*.

4
So very nearly 5*. If it wasn't for the fact that keep trying to push a loan rather than say offering that or a card increase as an option. A loan is a bigger debt and might not be needed, but a small Increase in limit would be more useful.Other than that I've always found this company helpful, accomodating, polite and easy to work with. Everything easy and clear. App works great, never had a problem with it crashing unlike some others and it's easy to navigate. All in all great service and so very nearly 5* Reviewed on: 15th April 2025
Andy M's avatar
Andy M

Not on Apple Pay/Wallet, interest rates are high

4
Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025
Csaba T's avatar
Csaba T

Good service overall

5
Good service overall, would recommend to family or friends Reviewed on: 15th April 2025
Steve S's avatar
Steve S

The 118 118 credit card and loan services are exempl...

5
The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025
John Hirstwood 's avatar
John Hirstwood

A very good company great communication.

5
A very good company great communication. Reviewed on: 15th April 2025
Craig C's avatar
Craig C

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