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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good fair credit.

Good fair credit. Easy to use and i would recommend it to anyone. Reviewed on: 11th April 2026

They the best

They really good and everything you need to know is on there site all explained very clearly they give you lots off back up Reviewed on: 11th April 2026

This card help me all the time where is necessary.

This card help me all the time where is necessary. Reviewed on: 11th April 2026

Great Service

118 118 help me understand how to use my credit card responsibly and give advice on how to maintain good credit health. Reviewed on: 11th April 2026

Excellent

Not had a bad experience. Very good service. Reviewed on: 11th April 2026

Haven’t really had any experience with there custome...

Haven’t really had any experience with there customer service, my credit account is good in a way as there’s no interest but I pay a £8 monthly fee I assume due to the lack of interest I’ve never been offered a credit increase even though I have been a customer for years. Reviewed on: 11th April 2026

Everything perfect.

Everything perfect. Quite happy to have 118 118 Credit Card Reviewed on: 11th April 2026

Helpful thanks

Good card to have for rebuilding Reviewed on: 11th April 2026

Always really prompt and abide by what they say.

Always really prompt and abide by what they say. What is offered is followed through with unlike some companies who hold it as a promise but never actually do it. Makes me feel a valued customer Reviewed on: 11th April 2026

Easy to contact and decent APR

They have been really easy to contact throughout my time with them and the APR is great. Reviewed on: 11th April 2026

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