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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Everything perfect.

5
Everything perfect. Quite happy to have 118 118 Credit Card Reviewed on: 11th April 2026

Helpful thanks

4
Good card to have for rebuilding Reviewed on: 11th April 2026

Always really prompt and abide by what they say.

5
Always really prompt and abide by what they say. What is offered is followed through with unlike some companies who hold it as a promise but never actually do it. Makes me feel a valued customer Reviewed on: 11th April 2026

Easy to contact and decent APR

5
They have been really easy to contact throughout my time with them and the APR is great. Reviewed on: 11th April 2026

Amazing - great service and app.

5
Amazing - great service and app. Good alerts and clear communication. Reviewed on: 11th April 2026

Good experience.

5
When un need they helped. Thank you Reviewed on: 11th April 2026

Best online app I have for banking.

5
Best online app I have for banking. Fast to access, face recognition and straight to the info I need. Good level of credit provided and loan availability and management is excellent. One improvement would be ability to get a settlement figure online instead of waiting a few days for it by mail. Otherwise excellent! Reviewed on: 11th April 2026

Smooth application so straight-forward.

4
Smooth application so straight-forward. Reviewed on: 11th April 2026

I had this for for 2 years now , and im very happy i...

5
I had this for for 2 years now , and im very happy it 118 i love it Reviewed on: 11th April 2026

Great features and easy understanding

5
Great features and easy understanding Reviewed on: 11th April 2026

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