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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Good experience, online dont work abroad

4
Good experience, online dont work abroad Reviewed on: 11th April 2026

Easy from application to receiving my card and never...

5
Easy from application to receiving my card and never had a problem Reviewed on: 11th April 2026

Any requests dealt with effectively and never a prob...

5
Any requests dealt with effectively and never a problem. Friendly advisers and APP verybuser friendly Reviewed on: 11th April 2026

Very helpful and supportive.

5
Very helpful and supportive. Customer services are always very helpful and app is really good Reviewed on: 11th April 2026

I would have to say the interest was acceptable when...

3
I would have to say the interest was acceptable when I fist got the card. Now the interest has went up crazy and it’s a struggle to make payments every month. Reviewed on: 11th April 2026

Experience of 118118

4
Happy with my expectations. But certain things can be better Reviewed on: 11th April 2026

Very professional service, quick and easy to use

5
Very professional service, quick and easy to use Reviewed on: 11th April 2026

Brilliant Company

5
Was easy to apply for a credit card. Never had any issues with 118 brilliant company Reviewed on: 11th April 2026

Great experince and easy to deal with it

5
Great experince and easy to deal with it Reviewed on: 11th April 2026

Excellent card easy to follow, easy to speak to cust...

5
Excellent card easy to follow, easy to speak to customer services when needed ans they are clear with thier information. Also if you have any issues they try and resolve it quickly and without prejudice. Had a missing payment issue and after raising this ans they checked and allocated it accordingly - Reviewed on: 11th April 2026

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