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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I got the credit card to help build my score,...

5
I got the credit card to help build my credit score, the app is easy to use, allows Apple Pay and is simple great Reviewed on: 11th April 2026

I am so happy with 118 because its so helpful when u...

5
I am so happy with 118 because its so helpful when u need money Reviewed on: 11th April 2026

Great experience with 118.

5
Great experience with 118. Always give options of i creasing and decreasing the balance especially if starts to become non affordable..luckily in an affordable position Reviewed on: 11th April 2026

Very good experience!

5
Very good experience! Great customer service and good apps and chat support Reviewed on: 11th April 2026

Ok perfect

5
Perfect perfect perfect ok ok ok Reviewed on: 11th April 2026

Credit Services

5
The offers are amazing, had one of the loans that helped pay for a holiday for my Mother Reviewed on: 11th April 2026

Great way to build credit rating and like the subscr...

5
Great way to build credit rating and like the subscription rather than APR Reviewed on: 11th April 2026

The app is very clear on all aspects

5
The app is very clear on all aspects Reviewed on: 11th April 2026

Good Card

5
Really good overall card and monthly payment are manageable. Reviewed on: 11th April 2026

Great service

5
I’ve rang a few times and got the help and answers I needed very friendly customer service and very knowledgeable Reviewed on: 11th April 2026

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