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118 118 Money: Credit card reviews

4.86
Based on 3,183 reviews, last reviewed 11th Apr 2026
186600% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 money keeps you informed about what's happening... 118 money keeps you informed about what's happening with your account and ofase Reviewed on: 11th April 2026
Lloyd S's avatar
Lloyd S

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3183)

118 has been brilliant with me.

5
118 has been brilliant with me. They first offered me a credit card which was a straight forward application and recently they offered me Al personal load....again straight forward. I have had no problems or issues with 118. Highly recommended Reviewed on: 15th April 2025

118;have been excellent in all aspects I would recom...

5
118;have been excellent in all aspects I would recommend them to anyone Reviewed on: 15th April 2025

Fantastic credit card ,a great c card provider.

5
Fantastic credit card ,a great c card provider.Good app,and brilliant customer service. Reviewed on: 15th April 2025

A good card provider, with good options and no hidde...

4
A good card provider, with good options and no hidden fees Reviewed on: 15th April 2025

Brilliant

5
Brilliant so far but app could do with more future and open banking be great Reviewed on: 15th April 2025

Decent company

5
Found 118 easy to deal with, no pressure Reviewed on: 15th April 2025

Helped me out when most wouldn’

5
Helped me out when most wouldn’t and then supported me along the way! Great experience so far. Reviewed on: 15th April 2025

Great credit card and excellent customer service, ha...

5
Great credit card and excellent customer service, have no problems at all and would recommend to anyone. The app is easy to use and helpful, with lots of useful features. All round a great experience with 118118. Reviewed on: 15th April 2025

Excellent service and the mobile app is very easy to...

5
Excellent service and the mobile app is very easy to use a Reviewed on: 15th April 2025

Very fast

5
Up until now, whenever I reached out to address my concerns, the representatives were responsive and assured me they would take the necessary steps to resolve the issue at hand. Each time I made a call, they listened attentively and promised to follow through with appropriate actions to address my worries effectively. Reviewed on: 15th April 2025

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