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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Easy, Understandable and useful credit building tips. .

Very easy to keep up with spending. Budgeting and there is noting hidden Reviewed on: 11th April 2026

I have had an excellent experience using 118 - the t...

I have had an excellent experience using 118 - the team are extremely helpful, the app is easy to use & navigate. Really easy to apply, fast decision & smooth account set up. I am really happy I decided to go with 118 Reviewed on: 11th April 2026

Struggled to get a credit card, got the 118 118 card...

Struggled to get a credit card, got the 118 118 card and been absolutely great, low interest which is great. Reviewed on: 11th April 2026

Well wen I had my card at frist money was tight and...

Well wen I had my card at frist money was tight and you people was very helpful i can say now its cleared now but would back to them if I needed mine credit is only £250 thats only downside its no enough. But thank you Reviewed on: 11th April 2026

Easy to set up

Easy to set up, app helps you keep in control of your finances. Overall, a excellent service Reviewed on: 11th April 2026

No limit increased in years

No response only chat with stupid bot in app, it’s been year and a half since I got their card but my credit limit is still £250 while I’ve £2300 with Zable and £2000 with Aqua and £1600 with JaJa, stupid company. Reviewed on: 11th April 2026

Great card help to manage expenses

Great card help to manage expenses Reviewed on: 11th April 2026

Always very approachable.

Always very approachable. Easy to use app. Custom service way to access Reviewed on: 11th April 2026

I am happy with 118 118.

I am happy with 118 118. 100% they are good to me. Reviewed on: 11th April 2026

Very good!

Very good!low interest rates! I highly recommend it to friends Reviewed on: 11th April 2026

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