Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 3,170 reviews, last reviewed 11th Apr 2026
185400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love 118 amazing customer service I love 118 amazing customer service Reviewed on: 11th April 2026
Osman 's avatar
Osman

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (3170)

No negatives

5
My experience has been excellent, no complaints Reviewed on: 15th April 2025
Re G's avatar
Re G

Beats a bump to the head

4
Surprisingly easy to use , minimal humans to deal with . A painless process for me anyway Reviewed on: 15th April 2025
Sd's avatar
Sd

Great service good credit limit balance transfer at...

5
Great service good credit limit balance transfer at a lower interest rate Reviewed on: 15th April 2025
Steven's avatar
Steven

Good service friendly service good rates

5
Good service friendly service good rates Reviewed on: 15th April 2025
Alexander's avatar
Alexander

Really easy and quick application

5
Really easy and quick application Reviewed on: 15th April 2025
Tina e's avatar
Tina e

118 star survey

5
118 provides me with all the answers I need Reviewed on: 15th April 2025
Lesley R's avatar
Lesley R

Very nice and good service nice staff very satisfi...

5
Very nice and good service nice staff very satisfied with that Reviewed on: 15th April 2025
Kulwant 's avatar
Kulwant

I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEE...

5
I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEEL UPSET. Reviewed on: 15th April 2025
Andrzej L's avatar
Andrzej L

Great company

5
Never had any issues. Any time I've had to call, Customer service has been great and so helpful. Would highly recommend 118118 to anyone especially those with lower credit scores. It does make a difference and helps improve your score. Reviewed on: 15th April 2025
Julie Morlin's avatar
Julie Morlin

Very flexible credit card and loan provider.

5
Very flexible credit card and loan provider. Totally reliable and helpful Reviewed on: 15th April 2025
Gholamreza Rad's avatar
Gholamreza Rad

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill