Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Very happy experience is the best service

Very happy excellent service I am thinking to use as first bank Reviewed on: 11th April 2026

Useful card

It's such a handy card to have . I always have the card with me when shopping Reviewed on: 11th April 2026

Its the best card ive used over the years really hap...

Its the best card ive used over the years really happy, the app is second to none, has literally everything a customer needs at their finger tips 100% recommended Reviewed on: 11th April 2026

Excellent service since the start

Excellent service since the start Reviewed on: 11th April 2026

Very happy with my 118 118 experience

Very happy with my 118 118 experience Reviewed on: 11th April 2026

Good card to have for those unexpected things that c...

Good card to have for those unexpected things that come up Reviewed on: 11th April 2026

Sorted all probably out fast and great communication...

Sorted all probably out fast and great communication and frendly service Reviewed on: 11th April 2026

I'm happy with the service I received

I'm happy with the service I received Reviewed on: 11th April 2026

Good lenders

Never had a problem with this credit card... good service not expensive interest to pay back... all in all very good Reviewed on: 11th April 2026

Iv'e had no problems since i have been with 118,high...

Iv'e had no problems since i have been with 118,highly recommend,they are very fair Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.20 from 104 reviews
Flexicard
from Halifax 3.70 from 7 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub