Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Best credit card for me

I have been using this card for the past six months, and my experience has been very good. I use it for regular expenses and shopping. I don’t have to pay much interest on it. Even if I exceed my limit, I immediately receive a repayment message and pay the amount right away. Because of this, I don’t have to pay any interest. So, this card is the best option for regular spending and shopping. Reviewed on: 11th April 2026

118 118 do not charge on withdrawal and purchases on...

118 118 do not charge on withdrawal and purchases only monthly subscription which includes the interest charged Reviewed on: 11th April 2026

Awesome.

Awesome.company, great communication and customer service Reviewed on: 11th April 2026

Very easy to apply online and customer service is ea...

Very easy to apply online and customer service is easy to contact and they answered my question brilliantly. Reviewed on: 11th April 2026

It was good, i got a higher limit quickly which is f...

It was good, i got a higher limit quickly which is feasible Reviewed on: 11th April 2026

Good credit card for everyday use

Good credit card for everyday use Reviewed on: 11th April 2026

Brilliant company to use

Have never had a problem , the apps are brilliant. Reviewed on: 11th April 2026

Always been a great experience and always willing to...

Always been a great experience and always willing to help Reviewed on: 11th April 2026

Value for money.

Value for money. Good customer service Reviewed on: 11th April 2026

Easy to use good app good customer service

Easy to use good app good customer service Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.44 from 115 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Clubcard credit cards
from Tesco Bank 3.99 from 335 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub