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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Very easy application process,

5
Very easy application process, the app is perfect for keeping track of your spending Reviewed on: 11th April 2026

When no other lender would lend to me, 118 money did.

5
When no other lender would lend to me, 118 money did. The process was easy and I felt very much listened to. Since opening, communication and ease of use have been great. Hopefully the start of a long relationship Reviewed on: 11th April 2026

Always helpful, app easy to use , straightforward c...

5
Always helpful, app easy to use , straightforward credit Reviewed on: 11th April 2026

Always kept up to date and informed.

5
Always kept up to date and informed. Of changes in terms and conditions Reviewed on: 11th April 2026

Excellent service recommend to anyone

5
Excellent service recommend to anyone Reviewed on: 11th April 2026

Average ...

3
It's good but the rate is bit high than other cards Reviewed on: 11th April 2026

118 is great!

5
118 is great! Applied for a credit card. Process was quick and easy. Was even able to use the card benefits before I received the actual card. Amazing! Reviewed on: 11th April 2026

Amazing company highly recommend

5
Amazing company highly recommend Reviewed on: 11th April 2026

Great Value

4
My credit card has been very helpful to my financial needs. For example, I have needed some cash advances and they’ve come in handy. Reviewed on: 11th April 2026

118 stunner.

5
Fantastic service and product, very professional. Reviewed on: 11th April 2026

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