Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Amazing success five star

Amazing Because I’m using every time I’m happy Reviewed on: 11th April 2026

is just easy and quick access love it

is just easy and quick access love it Reviewed on: 11th April 2026

Great customer service when needed, easy set up.

Great customer service when needed, easy set up. Reviewed on: 11th April 2026

It’s been great from the start, everything is clear...

It’s been great from the start, everything is clear and when my account was hacked the team were great in an upsetting time ! Reviewed on: 11th April 2026

I have had no problems it’s been a good help...

I have had no problems it’s been a good help Reviewed on: 11th April 2026

Bad bad Bad

Bad to much interest . Non reliable. Adding allot of extra charges. Scamming my money Reviewed on: 11th April 2026

Fantastic customer service and great support

Fantastic customer service and great support Reviewed on: 11th April 2026

Great app very clear and easy to use

Great app very clear and easy to use Reviewed on: 11th April 2026

Average credit card, good customer service, dire app

Average credit card, good customer service, dire app Reviewed on: 11th April 2026

Stress free company!

118 helped me alot when I was in a sticky situation and dealing with their customer service was so easy so stress free Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.23 from 9 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub