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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to use app and updated regularly.

5
Easy to use app and updated regularly. Very easy to apply and instant. Reviewed on: 11th April 2026

Very good credit card, easy to apply and use

5
Very good credit card, easy to apply and use Reviewed on: 11th April 2026

Excellent service great value for money very easy app

5
Excellent service great value for money very easy app Reviewed on: 11th April 2026

Great and very easy to use very transparant

5
Great and very easy to use very transparant Reviewed on: 11th April 2026

Had to message by using the app regarding card was b...

5
Had to message by using the app regarding card was blocked down to a fault of my own as my direct debit is set up different to payday but was resolved straight away after paying a day late Reviewed on: 11th April 2026

Best experience, easy to apply ,

5
Best experience, easy to apply , Reviewed on: 11th April 2026

Amazing success five star

5
Amazing Because I’m using every time I’m happy Reviewed on: 11th April 2026

is just easy and quick access love it

5
is just easy and quick access love it Reviewed on: 11th April 2026

Great customer service when needed, easy set up.

5
Great customer service when needed, easy set up. Reviewed on: 11th April 2026

It’s been great from the start, everything is clear...

5
It’s been great from the start, everything is clear and when my account was hacked the team were great in an upsetting time ! Reviewed on: 11th April 2026

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